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Head-to-head · Insurance Policy Management

Guidewire InsuranceNow vs INSTANDA

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Guidewire InsuranceNow #1 in Insurance Policy Management 9.2/10 Pricing on request ✓ 4 of 5 features Visit Guidewire
INSTANDA #2 in Insurance Policy Management 9.0/10 Pricing on request ✓ 0 of 5 features Visit INSTANDA

Guidewire InsuranceNow leads on 0 checks, INSTANDA on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreGuidewire InsuranceNow · 9.2/10
  • Most featuresGuidewire InsuranceNow · 4 of 5

Guidewire InsuranceNow scores higher on our rubric for insurance policy management: 9.2 against 9.0 out of 10; our editors rank them #1 and #2.

Guidewire InsuranceNow is the better fit for insurers seeking broad policy, billing, and claims. INSTANDA is the better fit for mid-market and enterprise insurance teams.

  • Guidewire InsuranceNow fits best

    Insurers seeking broad policy, billing, and claims

  • INSTANDA fits best

    Mid-market and enterprise insurance teams

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Side by side

Feature Guidewire InsuranceNow 9.2/10 Visit ↗ INSTANDA 9.0/10 Visit ↗
At a glance
Editor score 9.2 9.0
Ranking #1 in Insurance Policy Management #2 in Insurance Policy Management
Best for Insurers seeking broad policy, billing, and claims Mid-market and enterprise insurance teams
Pricing model Paid Paid
Starting price Pricing on request Pricing on request
Free plan — Not checked yet
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Compliance SOC 2 ISO 27001, PCI DSS, SOC 2
Built for Small business, Mid-market, Enterprise Mid-market, Enterprise
Features Guidewire InsuranceNow 4/5 · INSTANDA 0/5
Policy issuance ✓ (best) Not checked yet
Endorsements ✓ (best) Not checked yet
Renewal management ✓ (best) Not checked yet
Underwriting rules Not checked yet Not checked yet
Policyholder portal ✓ (best) Not checked yet
Specs
Deployment Cloud Not checked yet
Our review
Pros
  • Handles issuance, endorsements, renewals, billing, and claims in one platform
  • REST API V5 covers quotes, applications, policies, payments, and claims
  • Low-code product configuration and consumer service portals
  • Manages quotes, renewals, cancellations and out-of-sequence endorsements
  • No-code product configuration with rating engines, rules and question sets
  • Integrates with Salesforce, DocuSign, Stripe and other listed services
Cons
  • Pricing requires a sales engagement
  • Focused on property and casualty insurers and MGAs
  • Cloud deployment only
  • SaaS licensing is tailored, so buyers need to contact sales
  • Cloud deployment and web access may not suit teams needing another delivery model
  • Its listed company-size fit is mid-market and enterprise, not small teams
Our verdict

Guidewire InsuranceNow brings policy administration, billing, and claims together for property and casualty insurers and managing general agents. Its lifecycle coverage includes issuance, endorsements, mid-term changes, and renewals,…

Read the review →

Insurance teams that need to configure products as well as administer policies can use INSTANDA for quotes, bind workflows, renewals, endorsements, underwriting, payments and document delivery. The cloud-based, no-code platform is aimed at…

Read the review →
  1. Guidewire InsuranceNowInsurance Policy Management 9.2Pricing on request
  2. INSTANDAInsurance Policy Management 9.0Pricing on request

Strengths and trade-offs

  • Guidewire InsuranceNow — where it wins

    • Handles issuance, endorsements, renewals, billing, and claims in one platform
    • REST API V5 covers quotes, applications, policies, payments, and claims
    • Low-code product configuration and consumer service portals

    Where it doesn't

    • Pricing requires a sales engagement
    • Focused on property and casualty insurers and MGAs
    • Cloud deployment only

  • INSTANDA — where it wins

    • Manages quotes, renewals, cancellations and out-of-sequence endorsements
    • No-code product configuration with rating engines, rules and question sets
    • Integrates with Salesforce, DocuSign, Stripe and other listed services

    Where it doesn't

    • SaaS licensing is tailored, so buyers need to contact sales
    • Cloud deployment and web access may not suit teams needing another delivery model
    • Its listed company-size fit is mid-market and enterprise, not small teams
  • Guidewire InsuranceNow9.2/10 · Pricing on request

    A broad cloud platform spanning policy administration, billing, claims, and portals.

    Visit GuidewireFull verdict →
  • INSTANDA9.0/10 · Pricing on request

    Configurable policy workflows, lifecycle tools and integrations for insurance teams.

    Visit INSTANDAFull verdict →

More comparisons

All insurance policy management comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update