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Head-to-head · Insurance Policy Management

INSTANDA vs Facio

  • Updated Sep 2026
  • Both researched from official sources
  • 5 checks side by side
INSTANDA #2 in Insurance Policy Management —/10 Pricing on request ✓ 0 of 5 features Visit INSTANDA
Higher score Facio #8 in Insurance Policy Management 7.2/10 From $75/user/mo ✓ 4 of 5 features Visit Facio

INSTANDA leads on 0 checks, Facio on 4, and 1 is even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreFacio · 7.2/10
  • Most featuresFacio · 4 of 5

Our editors rank INSTANDA at #2 and Facio at #8 for insurance policy management; INSTANDA has no rubric score yet (facts researched, not yet scored), so the checks below decide.

Facio offers policy issuance; INSTANDA doesn't publish it. Facio offers endorsements; INSTANDA doesn't publish it. Facio offers renewal management; INSTANDA doesn't publish it. Facio offers underwriting rules; INSTANDA doesn't publish it.

INSTANDA is the better fit for mid-market and enterprise insurance teams. Facio is the better fit for smaller MGAs pricing policy administration.

  • INSTANDA fits best

    Mid-market and enterprise insurance teams

  • Facio fits best

    Smaller MGAs pricing policy administration

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. It never changes our verdict. How we rank.

Side by side

Feature INSTANDA —/10 Visit ↗ Facio 7.2/10 Visit ↗
At a glance
Editor score — 7.2
Ranking #2 in Insurance Policy Management #8 in Insurance Policy Management
Best for Mid-market and enterprise insurance teams Smaller MGAs pricing policy administration
Pricing model Paid Paid
Starting price Not published Not published
Free plan Not published —
Free trial — —
Deployment Cloud Cloud
Platforms Web Web
Integrations 10 integrations 4 integrations
Built for Mid-market, Enterprise Small business, Mid-market, Enterprise
Features INSTANDA 0/5 · Facio 4/5
Policy issuance Not published ✓ (best)
Endorsements Not published ✓ (best)
Renewal management Not published ✓ (best)
Underwriting rules Not published ✓ (best)
Policyholder portal Not published Not published
Specs
Deployment Not published Cloud
Our review
Pros
  • Manages quotes, renewals, cancellations and out-of-sequence endorsements
  • No-code product configuration with rating engines, rules and question sets
  • Integrates with Salesforce, DocuSign, Stripe and other listed services
  • Handles quotes, referrals, binding, issuance, servicing and customer management
  • Supports versioned endorsements, cancellations and renewals
  • Configurable underwriting rules, document generation and financial ledgers
Cons
  • SaaS licensing is tailored, so buyers need to contact sales
  • Cloud deployment and web access may not suit teams needing another delivery model
  • Its listed company-size fit is mid-market and enterprise, not small teams
  • FacioMGA plans start at 5 users
  • Facio Insurance Cloud requires a custom annual agreement
  • Microsoft Managed Success is a separate $5,000/month option for eligible organizations
Our verdict

Insurance teams that need to configure products as well as administer policies can use INSTANDA for quotes, bind workflows, renewals, endorsements, underwriting, payments and document delivery. The cloud-based, no-code platform is aimed at…

Read the review →

Facio is a cloud insurance operations platform for managing general agents, Lloyd’s coverholders and other delegated-authority businesses. Its scope runs from product configuration, underwriting and rating through policy administration,…

Read the review →
  1. INSTANDAInsurance Policy Management —Pricing on request
  2. FacioInsurance Policy Management 7.2From $75/user/mo

Strengths and trade-offs

  • INSTANDA — where it wins

    • Manages quotes, renewals, cancellations and out-of-sequence endorsements
    • No-code product configuration with rating engines, rules and question sets
    • Integrates with Salesforce, DocuSign, Stripe and other listed services

    Where it doesn't

    • SaaS licensing is tailored, so buyers need to contact sales
    • Cloud deployment and web access may not suit teams needing another delivery model
    • Its listed company-size fit is mid-market and enterprise, not small teams
  • Facio — where it wins

    • Handles quotes, referrals, binding, issuance, servicing and customer management
    • Supports versioned endorsements, cancellations and renewals
    • Configurable underwriting rules, document generation and financial ledgers

    Where it doesn't

    • FacioMGA plans start at 5 users
    • Facio Insurance Cloud requires a custom annual agreement
    • Microsoft Managed Success is a separate $5,000/month option for eligible organizations
  • INSTANDA—/10 · Pricing on request

    Configurable policy workflows, lifecycle tools and integrations for insurance teams.

    Visit INSTANDAFull verdict →
  • Facio7.2/10 · From $75/user/mo

    A cloud policy system with quote-to-issue workflows and a $75-per-user monthly entry plan.

    Visit FacioFull verdict →

More comparisons

Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026