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Head-to-head · Digital Banking Apps in Brazil

Conta Corrente Itaú vs Banco PAN

  • Updated Oct 2026
  • Both researched from official sources
  • 5 checks side by side
Higher score Conta Corrente Itaú #4 in Digital Banking Apps in Brazil 9.0/10 Free plan Free plan✓ 4 of 4 features Visit Itaú
Banco PAN #7 in Digital Banking Apps in Brazil 8.8/10 Free plan Free plan✓ 4 of 4 features Visit Banco PAN

Conta Corrente Itaú leads on 0 checks, Banco PAN on 0, and 5 are even. Who comes out ahead on the 5 yes/no, price and count checks where we have data for both products. The editor score weighs everything else too.

Our verdict

  • Highest scoreConta Corrente Itaú · 9.0/10
  • Free planboth

Conta Corrente Itaú scores higher on our rubric for digital banking apps in brazil: 9.0 against 8.8 out of 10; our editors rank them #4 and #7.

Conta Corrente Itaú is the better fit for mobile and web banking with scheduled payments. Banco PAN is the better fit for A free account with everyday payments and CDBs.

  • Conta Corrente Itaú fits best

    Mobile and web banking with scheduled payments

  • Banco PAN fits best

    A free account with everyday payments and CDBs

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

Side by side

Feature Conta Corrente Itaú 9.0/10 Visit ↗ Banco PAN 8.8/10 Visit ↗
At a glance
Editor score 9.0 8.8
Ranking #4 in Digital Banking Apps in Brazil #7 in Digital Banking Apps in Brazil
Best for Mobile and web banking with scheduled payments A free account with everyday payments and CDBs
Pricing model Free plan + paid Free
Starting price Not published Not published
Free plan ✓ ✓
Free trial — —
Deployment Cloud, Mobile Mobile
Platforms Web, Android, iOS Android, iOS
Support Phone, Live chat Live chat, Email
Built for Solo Solo, Small business
Features Conta Corrente Itaú 4/4 · Banco PAN 4/4
Pix transfers ✓ ✓
Debit card ✓ ✓
Credit card ✓ ✓
Overdraft ✓ ✓
Specs
Savings options Multiple Multiple
Mobile platforms Both Both
Our review
Pros
  • Open an individual account online and manage activity in the app.
  • Pix, bill payment, scheduled payments and direct debit are supported.
  • Available on web, Android and iOS, with debit card access.
  • No monthly package fee for the personal digital account
  • Pix, debit and credit card options, with credit subject to analysis
  • CDBs, bill payments, mobile top-ups and vehicle payments in one app
Cons
  • Credit card options depend on eligibility and approval.
  • Overdraft or available account credit requires a contract.
  • Fees depend on the selected service package and applicable tariffs.
  • Credit card availability depends on credit analysis
  • Some transaction limits and terms apply
  • Access is mobile-only on Android and iOS
Our verdict

Conta Corrente Itaú is a Brazilian personal current account for people who want to handle everyday deposits, withdrawals, transfers and payments through Itaú’s app, with web access also available. Online account opening is offered for…

Read the review →

Banco PAN is a Brazilian personal banking service managed through a mobile app, with a digital account for everyday payments and access to investments. It fits people looking for a no-monthly-package-fee account with Pix, a debit card,…

Read the review →
  1. Conta Corrente ItaúDigital Banking Apps in Brazil 9.0Free plan
  2. Banco PANDigital Banking Apps in Brazil 8.8Free plan

Strengths and trade-offs

  • Conta Corrente Itaú — where it wins

    • Open an individual account online and manage activity in the app.
    • Pix, bill payment, scheduled payments and direct debit are supported.
    • Available on web, Android and iOS, with debit card access.

    Where it doesn't

    • Credit card options depend on eligibility and approval.
    • Overdraft or available account credit requires a contract.
    • Fees depend on the selected service package and applicable tariffs.

  • Banco PAN — where it wins

    • No monthly package fee for the personal digital account
    • Pix, debit and credit card options, with credit subject to analysis
    • CDBs, bill payments, mobile top-ups and vehicle payments in one app

    Where it doesn't

    • Credit card availability depends on credit analysis
    • Some transaction limits and terms apply
    • Access is mobile-only on Android and iOS
  • Conta Corrente Itaú9.0/10 · Free plan

    A free-to-open everyday account with Pix, scheduled payments and web and mobile access.

    Visit ItaúFull verdict →
  • Banco PAN8.8/10 · Free plan

    A free Brazilian digital account for Pix, card payments, bills and CDBs.

    Visit Banco PANFull verdict →

More comparisons

All digital banking apps in brazil comparisons → · Full ranking →

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update