ARIVE vs nCino Mortgage

ARIVE7.9Visit nCino Mortgage6.6Visit

Higher score ARIVE #3 in Mortgage Software 7.9/10 From $19.99/user/mo (annual) · 21-day trial ✓ 2 of 3 features Visit ARIVE

vs

nCino Mortgage #9 in Mortgage Software 6.6/10 Pricing on request ✓ 2 of 3 features Visit nCino

• ARIVE fits best

  Mortgage brokers needing origination and pricing tools

• nCino Mortgage fits best

  Mid-market lenders focused on digital borrower engagement

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Side by side

Feature	ARIVE 7.9/10 Visit ↗	nCino Mortgage 6.6/10 Visit ↗
At a glance
Editor score	7.9	6.6
Ranking	#3 in Mortgage Software	#9 in Mortgage Software
Best for	Mortgage brokers needing origination and pricing tools	Mid-market lenders focused on digital borrower engagement
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	—
Free trial	—	—
Deployment	Cloud, Mobile	Cloud, Mobile
Platforms	Web	Web, iOS, Android
Support	Email, Live chat, Phone, Community, Tickets	Phone, Docs, Live chat · 24/7
Integrations	10 integrations	4 integrations
Built for	Solo, Small business, Mid-market	Mid-market, Enterprise
Features ARIVE 2/3 · nCino Mortgage 2/3
Loan origination	✓	✓
Borrower portal	✓	✓
Loan servicing	—	Not published
Specs
Deployment	Cloud	Cloud
Supported loan types	Conventional, government (including FHA and VA), jumbo, non-QM, USDA, and closed-end second loans are documented in lender program examples; ARIVE says it does not support hard-money, private, or commercial loan use cases.	purchase, refinance, home equity
Documented integrations	UWM; Newrez Wholesale; Rocket Pro; Arc Home; DocMagic; DocuSign; Zapier; Fannie Mae; Freddie Mac; and other listed lenders and service partners.	Freddie Mac AIM; MERS eRegistry; Fannie Mae; loan origination systems
Our review
Pros	Combines loan origination, borrower portal, pricing and lender submissions Supports pre-approvals, automated underwriting runs and disclosures Pro adds built-in e-sign, Zapier API and external document sharing	Combines borrower applications, pre-qualification and multilingual AI support Automates document classification, extraction and exception flagging Supports e-closing, eNote, eVault and MERS eRegistry workflows
Cons	Does not support hard-money, private or commercial loan use cases Support seats have limited LOS, POS and pricing-engine access Broker Pro features require a higher-priced originator seat	Pricing requires contacting sales Loan origination depends on integrations with LOS systems Regional product availability and capabilities may differ
Our verdict	ARIVE brings loan origination, borrower intake, product pricing and lender connections into a cloud platform for independent loan originators, mortgage brokers, non-delegated correspondent lenders and contract processors. Its workflow… Read the review →	nCino Mortgage is a cloud platform for lenders and financial institutions managing borrower intake through closing. Its Mortgage Suite brings together a borrower point of sale, loan processing and closing workflows, analytics, and… Read the review →

Strengths and trade-offs

• ARIVE — where it wins

  • Combines loan origination, borrower portal, pricing and lender submissions
  • Supports pre-approvals, automated underwriting runs and disclosures
  • Pro adds built-in e-sign, Zapier API and external document sharing

  Where it doesn't

  • Does not support hard-money, private or commercial loan use cases
  • Support seats have limited LOS, POS and pricing-engine access
  • Broker Pro features require a higher-priced originator seat

• nCino Mortgage — where it wins

  • Combines borrower applications, pre-qualification and multilingual AI support
  • Automates document classification, extraction and exception flagging
  • Supports e-closing, eNote, eVault and MERS eRegistry workflows

  Where it doesn't

  • Pricing requires contacting sales
  • Loan origination depends on integrations with LOS systems
  • Regional product availability and capabilities may differ

• ARIVE7.9/10 · From $19.99/user/mo (annual) · 21-day trial

  A broad cloud LOS with borrower intake, lender pricing and submissions for broker teams.

  Visit ARIVEFull verdict →
• nCino Mortgage6.6/10 · Pricing on request

  A cloud mortgage platform spanning borrower engagement, loan workflows, closing and analytics.

  Visit nCinoFull verdict →