ARIVE vs Vesta

ARIVE7.9Visit Vesta6.9Visit

Higher score ARIVE #3 in Mortgage Software 7.9/10 From $19.99/user/mo (annual) · 21-day trial ✓ 2 of 3 features Visit ARIVE

vs

Vesta #6 in Mortgage Software 6.9/10 Pricing on request ✓ 2 of 3 features Visit Vesta

• ARIVE fits best

  Mortgage brokers needing origination and pricing tools

• Vesta fits best

  Mid-market and enterprise mortgage lenders

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Side by side

Feature	ARIVE 7.9/10 Visit ↗	Vesta 6.9/10 Visit ↗
At a glance
Editor score	7.9	6.9
Ranking	#3 in Mortgage Software	#6 in Mortgage Software
Best for	Mortgage brokers needing origination and pricing tools	Mid-market and enterprise mortgage lenders
Pricing model	Paid	Paid
Starting price	Not published	Not published
Free plan	—	Not published
Free trial	—	—
Deployment	Cloud, Mobile	Cloud
Platforms	Web	Web
Support	Email, Live chat, Phone, Community, Tickets	Email, Phone, Docs
Integrations	10 integrations	100+ integrations
Built for	Solo, Small business, Mid-market	Mid-market, Enterprise
Features ARIVE 2/3 · Vesta 2/3
Loan origination	✓	✓
Borrower portal	✓	✓
Loan servicing	—	Not published
Specs
Deployment	Cloud	Cloud
Supported loan types	Conventional, government (including FHA and VA), jumbo, non-QM, USDA, and closed-end second loans are documented in lender program examples; ARIVE says it does not support hard-money, private, or commercial loan use cases.	conventional conforming; investment property; home equity; short-term rental; DSCR; construction; non-QM
Documented integrations	UWM; Newrez Wholesale; Rocket Pro; Arc Home; DocMagic; DocuSign; Zapier; Fannie Mae; Freddie Mac; and other listed lenders and service partners.	Floify; Blend; Fannie Mae; Freddie Mac; CoreLogic; DocMagic; Docutech; Optimal Blue; Polly; Snapdocs; Truework; Truv; Willow; Xactus
Our review
Pros	Combines loan origination, borrower portal, pricing and lender submissions Supports pre-approvals, automated underwriting runs and disclosures Pro adds built-in e-sign, Zapier API and external document sharing	Routes tasks by skill and urgency, with parallel collaboration and no file locks AI agents process documents and loan tasks, escalating exceptions Automates disclosures, AUS, fee pulls and third-party orders
Cons	Does not support hard-money, private or commercial loan use cases Support seats have limited LOS, POS and pricing-engine access Broker Pro features require a higher-priced originator seat	Pricing requires contacting the company Borrower portal functionality is documented through the Floify integration Complex workflows may be more than a lender with simpler operations needs
Our verdict	ARIVE brings loan origination, borrower intake, product pricing and lender connections into a cloud platform for independent loan originators, mortgage brokers, non-delegated correspondent lenders and contract processors. Its workflow… Read the review →	Vesta is a cloud loan origination system for banks, independent mortgage banks and fintech lenders. It coordinates work across loan teams, supports configurable workflows and validations, and includes AI assistants for operations and… Read the review →

Strengths and trade-offs

• ARIVE — where it wins

  • Combines loan origination, borrower portal, pricing and lender submissions
  • Supports pre-approvals, automated underwriting runs and disclosures
  • Pro adds built-in e-sign, Zapier API and external document sharing

  Where it doesn't

  • Does not support hard-money, private or commercial loan use cases
  • Support seats have limited LOS, POS and pricing-engine access
  • Broker Pro features require a higher-priced originator seat

• Vesta — where it wins

  • Routes tasks by skill and urgency, with parallel collaboration and no file locks
  • AI agents process documents and loan tasks, escalating exceptions
  • Automates disclosures, AUS, fee pulls and third-party orders

  Where it doesn't

  • Pricing requires contacting the company
  • Borrower portal functionality is documented through the Floify integration
  • Complex workflows may be more than a lender with simpler operations needs

• ARIVE7.9/10 · From $19.99/user/mo (annual) · 21-day trial

  A broad cloud LOS with borrower intake, lender pricing and submissions for broker teams.

  Visit ARIVEFull verdict →
• Vesta6.9/10 · Pricing on request

  A configurable cloud LOS for lenders automating complex loan workflows.

  Visit VestaFull verdict →