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Usually, no: a promotional trading credit is not the same as cash you can withdraw. Kalshi says its referral and perps promotional credits themselves are nonwithdrawable, although profits or winnings from trading with them may be withdrawable under the applicable terms. That is a platform-specific example, not a rule for every prediction market. Check the exact offer and the account holding the credit before relying on a displayed balance.
How to tell whether a credit is withdrawable
Separate the original bonus amount from any proceeds it generates. A balance shown on a trading screen may combine cash and nonwithdrawable credit; it does not necessarily equal the amount available for withdrawal.
- Open the offer details. Check the bonus, Rewards, or activity entry and any offer email for the qualifying activity, eligible account, expiry, and other conditions. Kalshi directs users to its Rewards section or offer-specific email for these terms: Kalshi Referral Program FAQ and Perps promotional credits.
- Identify what the balance represents. Look for a separate credit, cash, or withdrawable amount label, and consult the platform’s balance definitions. On Kalshi’s Predictions portfolio, the Credit line is nonwithdrawable and already included in Cash; do not add it to Cash a second time. See Portfolio: Balances and Positions.
- Confirm which account holds it. A platform may keep promotional funds in a distinct account or balance. Check that the credit and any resulting proceeds are in the account from which you intend to withdraw.
- Check settlement and funds in use. A position or resting order may tie up funds until it is closed or settled. Review the withdrawal screen and the platform’s settlement rules rather than assuming the displayed total is immediately available.
- Ask support if the wording conflicts. Get clarification about that specific offer before trading solely to try to unlock a credit. The terms described below do not promise that every trade converts a bonus into cash.
Kalshi: referral credits and perps promotions
Kalshi’s documented examples distinguish the promotional principal from trading proceeds. They also involve different account types, so the rules for one should not be applied to the other.
Referral credits in the Predictions account
Kalshi says referral credits are not cash and are intended for trading on the platform. Its FAQ says only profits made using referral credits become withdrawable cash. Referral credits generally must be used within seven days of issuance unless the offer specifies otherwise; expired credits cannot be reinstated or extended. Check the expiry shown in the app and the particular offer’s requirements. Source: Kalshi Referral Program FAQ.
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Perps promotional credits
Kalshi says perps promotional credits are added to the separate perps account, are not transferable to the Predictions balance, and cannot themselves be withdrawn. Winnings from trading with them may be withdrawn. The described promotions may expire if unused within seven days, though an offer can specify a different eligibility window or end date. For the promotions covered by the help article, credit may take up to 24 hours to appear after qualifying; this is an estimate for those described promotions, not a promise for every campaign. Source: Perps promotional credits.
Perps withdrawal availability
Even cash proceeds are not necessarily available while allocated to an open position or resting order. Kalshi’s perps withdrawal guidance says only settled cash not allocated to positions or orders can be withdrawn; it says settlement typically completes within 24 hours in the circumstances described. Check your account’s current status and the guidance at How to withdraw from perps.
Polymarket and other platforms
Do not assume Kalshi’s terms apply elsewhere. Polymarket’s How to Withdraw guide covers withdrawing account funds, but does not establish whether promotional trading credits are withdrawable or whether a particular bonus offer exists.
Polymarket separately documents liquidity and holding rewards. Those programs are not evidence about promotional credit withdrawal. For example, its liquidity rewards have a $1 minimum for each day’s payout, and below-minimum daily earnings do not roll over, according to its Liquidity Rewards Program page. Its Holding Rewards Program describes variable rates and eligible-position rules. These are reward-program terms, not a general rule for bonus credits.
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A platform can permit a cash withdrawal while leaving the promotional credit locked, or require eligible trading and settlement before proceeds are available. Treat these as separate questions: whether the original credit can leave the account, whether trading proceeds are eligible for withdrawal, and whether those proceeds have settled and are free of open positions or orders. The controlling answer is the offer and account terms for your platform, account, and region.
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