Best ZiPago Alternatives in 2026
The top ZiPago alternatives are Stripe Payments, PayPal Payments and Adyen: 15 payment processing software our editors would look at instead of ZiPago, in our ranking order.
ZiPago: A focused web service for collecting and reconciling bank-channel payments in Peru. Where it falls short: web-only access limits use outside the browser.
Switching from ZiPago? For most payment processing software buyers the best ZiPago alternative is Stripe Payments, built for developers building scalable payment platforms. On a budget, Airwallex Payments starts at $12/user/mo. PayPal Payments has a free plan.
Why People Look for a ZiPago Alternative
- Web-only access limits use outside the browser
- Does not support in-person payments
- Focused on bank channels rather than recurring payments or payment links
- No in-person payments — 3 of the alternatives below have it
Quick Picks by What You Need
- Best overallStripe Payments9.4
Developers building scalable payment platforms
Visit Stripe Payments - Lowest priceAirwallex Payments8.8
Paid plans from $12/user/mo
Visit Airwallex Payments - Best free optionPayPal Payments9.3
Has a free plan
Visit PayPal Payments - Best for in-person paymentsAirwallex Payments8.8
In-person payments (ZiPago: no)
Visit Airwallex Payments
All 15 ZiPago Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Sponsored alternatives to ZiPago Sponsored alternative
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Best forDevelopers building scalable payment platforms
- Better than ZiPago:
- Editor score 9.4 vs 3.0
A broad payment platform for developers building scalable, multi-channel payment products.
9.4/10★★★★★Visit Stripe -
Best forBusinesses prioritizing reach and a free entry point
- Better than ZiPago:
- Editor score 9.3 vs 3.0
A broad payment stack with a free entry point and wide market coverage.
9.3/10★★★★★Visit PayPal -
Best forGlobal enterprises needing broad payment coverage
- Better than ZiPago:
- Editor score 9.2 vs 3.0
Broad global payment coverage with transaction-based pricing and extensive platform tools.
9.2/10★★★★★Visit Adyen -
Best forEuropean merchants wanting flexible pay-as-you-go pricing
- Better than ZiPago:
- Editor score 9.1 vs 3.0
Flexible European payment processing with pay-as-you-go pricing and broad payment-method coverage.
9.1/10★★★★★Visit Mollie -
Best forLarge merchants and marketplaces with international needs
- Better than ZiPago:
- Editor score 9.0 vs 3.0
A broad payments platform for large merchants and marketplaces operating across markets.
9.0/10★★★★☆Visit Checkout.com -
Best forMerchants needing PayPal and card coverage
- Better than ZiPago:
- Editor score 8.9 vs 3.0
A broad payment stack for merchants that need PayPal, cards, wallets, and recurring billing.
8.9/10★★★★☆Try PayPal Braintree -
Best forGlobal ecommerce seeking a free starting plan
- Better than ZiPago:
- In-person payments
- Editor score 8.8 vs 3.0
A flexible global payments stack with a free plan and broad commerce integrations.
- In-person payments
- Payment links
- Multi-currency support
8.8/10★★★★☆Visit Airwallex -
Best forIndian businesses wanting straightforward payment APIs
- Better than ZiPago:
- Editor score 8.7 vs 3.0
A broad India-focused payment gateway with APIs, recurring billing, and marketplace tools.
8.7/10★★★★☆Visit Razorpay -
Best forIndian businesses needing UPI and marketplace tools
- Better than ZiPago:
- Editor score 8.6 vs 3.0
A broad payment gateway for Indian businesses that need UPI, recurring payments, and split settlements.
8.6/10★★★★☆Visit Paytm -
Best forIndian merchants needing broad payment-method coverage
- Better than ZiPago:
- Editor score 8.5 vs 3.0
A broad payment gateway for Indian merchants with recurring, marketplace and international tools.
8.5/10★★★★☆Visit PayU -
Best forBusinesses needing global collections and payouts
- Better than ZiPago:
- In-person payments
- Editor score 8.4 vs 3.0
A broad payment stack for businesses managing collections, settlement, and payouts across markets.
- In-person payments
- Payment links
- Multi-currency support
8.4/10★★★★☆Visit Rapyd -
Best forSoutheast Asian platforms needing payouts and plugins
- Better than ZiPago:
- Editor score 8.3 vs 3.0
A broad regional payments platform for acceptance, subscriptions, marketplaces, and payouts.
8.3/10★★★★☆Visit Xendit -
Best forMerchants combining cards with PayPal payments
- Better than ZiPago:
- Editor score 8.2 vs 3.0
A broad payment stack for merchants that want cards and PayPal in one integration.
8.2/10★★★★☆Visit Braintree -
Best forAsian businesses needing alternative payment methods
- Better than ZiPago:
- Editor score 8.1 vs 3.0
A broad regional payments platform with contact-sales pricing and multiple integration paths.
8.1/10★★★★☆Visit 2C2P -
Best forMerchants needing varied payment methods and POS
- Better than ZiPago:
- In-person payments
- Editor score 8.0 vs 3.0
A broad payment stack for merchants that need online, in-person, and alternative methods.
- In-person payments
- Payment links
- Multi-currency support
8.0/10★★★★☆Visit Paysafe
ZiPago Alternatives: Common Questions
What is the best alternative to ZiPago?
Stripe Payments: #1 in our Payment Processing Software ranking, with an editor score of 9.4 out of 10. A broad payment platform for developers building scalable, multi-channel payment products.
Is there a free alternative to ZiPago?
Yes. PayPal Payments and Airwallex Payments have a free plan or a free tier.
Why do people look for ZiPago alternatives?
Web-only access limits use outside the browser; Does not support in-person payments; Focused on bank channels rather than recurring payments or payment links.
How do I switch from ZiPago?
Export your data from ZiPago (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel ZiPago.
How to Switch from ZiPago
- Export your data from ZiPago (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel ZiPago.
ZiPago vs Each Alternative
| # | Tool | Free plan | Paid from | Payment methods | Score |
|---|---|---|---|---|---|
| 66 | ZiPago | Yes | $1/unit usage-based | Online banking channels through BCP, Interbank, BanBif and BBVA | 3.0 |
| 1 | Stripe Payments | No | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | 9.4 | |
| 2 | PayPal Payments | Yes | PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency | 9.3 | |
| 3 | Adyen | No | ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat Pay | 9.2 | |
| 4 | Mollie | No | €20/mo | Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of sale | 9.1 |
| 5 | Checkout.com | No | major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers | 9.0 | |
| 6 | PayPal Braintree | No | $0.29/unit usage-based | cards, PayPal, Venmo, ACH Direct Debit, Apple Pay, Google Pay, local payment methods | 8.9 |
| 7 | Airwallex Payments | Yes | $12/user/mo | Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods | 8.8 |
| 8 | Razorpay Payment Gateway | No | Cards; UPI; Cardless EMI; EMI; Netbanking; Wallets; Pay Later; Credit Card on UPI | 8.7 | |
| 9 | Paytm Payment Gateway | No | Cards, UPI, net banking, Paytm Bank Wallet, Paytm Postpaid, EMI, bank transfer and gift vouchers | 8.6 | |
| 10 | PayU | No | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | 8.5 | |
| 11 | Rapyd | No | Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins | 8.4 | |
| 12 | Xendit | Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments | 8.3 | ||
| 13 | Braintree | Cards, PayPal, Venmo, Apple Pay, Google Pay, ACH Direct Debit, local payment methods, bank transfers, vouchers, and buy now, pay later methods | 8.2 | ||
| 14 | 2C2P | Cards, digital wallets, bank transfers, QR payments, over-the-counter payments, instalments, buy now pay later | 8.1 | ||
| 15 | Paysafe | Cards, ACH, direct debit, bank transfer, eWallets, cash, prepaid vouchers, Apple Pay, BLIK, crypto | 8.0 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update