Xendit review
A Southeast Asia-focused gateway combining local payment acceptance, billing, payouts, and marketplace flows.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Xendit provides payment infrastructure for startups, SMEs, e-commerce businesses, enterprises, and marketplaces operating in Southeast Asia. Its payment acceptance covers cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, and online installments. Hosted payment links and checkout pages offer options alongside API-based integration. The range makes Xendit relevant to businesses that need local payment methods as well as billing, payouts, or marketplace fund flows in one platform.
Recurring subscriptions and automated billing are supported, with tokenization and automated retries among the subscription features. For marketplaces, Xendit provides sub-merchant onboarding and fund routing; payout capabilities include automated and batch payments to banks and e-wallets, plus cross-border transfers and multi-currency processing. The platform exposes REST APIs, server-side libraries, and Android and iOS SDKs. E-commerce plug-ins are listed for Shopify, WooCommerce, Wix, Magento, Cloudbeds, and Easystore, giving merchants several named integration routes in addition to custom development.
According to the vendor's pricing information, fees are transaction-based rather than fixed monthly plans, and vary by market, payment method, currency, and contract. That structure may suit businesses evaluating costs against their payment mix, but it does not provide a single monthly plan price for comparison. Xendit is a stronger fit for Southeast Asian operations needing varied payment acceptance, payouts, or marketplace handling than for buyers seeking a fixed monthly gateway plan or an offering framed around another region. Its API and SDK options also make it relevant when a business needs integration beyond the listed plug-ins.
Xendit pros and cons
- Where it wins
- Accepts cards, bank transfers, e-wallets, QR codes, and other local methods.
- Supports recurring billing, automated retries, and payment tokenization.
- Combines batch and cross-border payouts with marketplace fund routing.
- Where it doesn't
- Fees vary by market, payment method, currency, and contract.
- Pricing is transaction-based rather than fixed monthly plans.
- Its stated focus is businesses operating in Southeast Asia.
Xendit fact sheet, pricing and score →
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