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Treezor

Paid#20 of 31 in Banking-as-a-Service Platforms

Treezor: A broad API layer for European accounts, cards, verification and SEPA payments. Ranked #20 of 31 in Banking-as-a-Service Platforms by our editors (7.2/10); pricing: Pricing on request; best for european accounts, cards and SEPA payments.

7.2/10Editor score

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Treezor7.2 Visit Treezor

At a glance

Editor score
7.2 / 10
Pricing
Pricing on request
Best for
European accounts, cards and SEPA payments
Card issuing
Yes
Founded
2016 · Paris, France
Facts checked
20 Sep 2026

Where it wins
- Combines accounts, IBANs, cards, KYC/KYB and SEPA payments
- Supports physical and virtual card issuing plus card acquiring
- Adds balances, authorizations and operational management tools
Where it doesn't
- Pricing requires a conversation with Treezor or a relevant partner
- API is the primary platform, with no non-API option listed
- European market coverage may not fit businesses needing broader reach

Our verdict on Treezor

Treezor is a Banking-as-a-Service platform for fintechs, regulated institutions and companies embedding financial products into applications. Its REST API provides payment accounts with local and virtual IBANs, physical and virtual cards, KYC/KYB verification, SEPA credit transfers, direct debits, payouts and card payment acquiring. The platform also covers wallet balances, authorizations, balance history, dashboard functions and operational management. Treezor operates as an ACPR-regulated electronic money institution and supports businesses across Belgium, France, Germany, Italy, Luxembourg, Spain and The Netherlands.

Pricing follows a contact-sales model rather than published standard tiers. The applicable commercial terms are provided through the partner’s terms, so buyers should obtain pricing from Treezor or the relevant partner before planning a rollout. This model suits organizations evaluating a broader banking and payments relationship, but it gives product teams less immediate visibility into a self-serve price structure. The published offering centers on API access rather than a separate no-code platform, making technical integration a core part of adoption.

Treezor’s main strength is breadth within European embedded finance. Accounts, local and virtual IBANs, card programs, verification, SEPA payment rails, acquiring and balance tooling are presented as parts of one API-based service. That combination is a fit for businesses building financial products that need more than a single payment function. It is less suited to teams seeking a narrow standalone tool, fixed public pricing or coverage beyond the listed European markets. Choose Treezor when European accounts, cards and SEPA capabilities are central to the product; consider another provider when wider regional reach or a non-API delivery model is essential.

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Treezor pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on treezor.com

Treezor fact sheet

Free plan	Not verified
Paid from	Not verified
Card issuing	Yes
Embedded accounts	Yes
Payment rails	Not verified
KYC/AML tools	Yes
Ledger	Yes
Supported regions	Belgium, France, Germany, Italy, Luxembourg, Spain, The Netherlands
Deployment	Cloud
Compliance & security	GDPR, PCI DSS
Support	Docs
Built for	Mid-market, Enterprise (editorial estimate)
Pricing	Pricing on request
Website	treezor.com
Facts checked	20 Sep 2026

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Featured on iTechGuides

Treezor is listed in our Banking-as-a-Service Platforms directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update