Toss Bank
Toss Bank: A South Korea-focused mobile bank with everyday accounts and foreign-currency services. Ranked #27 of 55 in Neobank Apps by our editors (6.4/10); pricing: Free plan; best for korean users wanting foreign-currency banking.
At a glance
- Editor score6.4 / 10
- PricingFree plan
- Best forKorean users wanting foreign-currency banking
- Free planYes
- Paid fromFree
- Account scopeBoth
- Facts checked14 Nov 2026
Where it wins
- Hold and exchange 17 currencies in one foreign-currency account
- Overseas transfers include in-app status tracking
- Offers personal deposits and sole-proprietor business banking
Where it doesn't
- Access is mobile-only through Android and iOS apps
- Account eligibility and terms vary by product
- Designed for customers in South Korea
Our verdict on Toss Bank
Toss Bank is a digital bank accessed through the Toss app, with personal deposit accounts, savings products, debit cards and international transfer services. Its offering is aimed at customers in South Korea, including people who want everyday banking alongside foreign-currency functionality. Sole proprietors can also access business accounts and payment-management features, making the app relevant to some small businesses as well as individuals.
The foreign-currency account is a defining part of the offer: customers can hold and exchange 17 currencies in one account, and send money to overseas accounts with transfer status tracking in the app. The debit card supports overseas payments. For users who need domestic and international money services in one mobile banking relationship, that combination is broader than a basic checking account. It remains a mobile-only service on Android and iOS, so it is not suited to someone seeking desktop or branch-based banking.
The published product details describe personal checking with no fixed maturity and free domestic transfers, plus savings and term deposit products. Personal deposit products appear to have no account fee, while rates and eligibility vary by product. There are no published paid subscription tiers described; customers should assess each deposit product's terms rather than assume a particular rate or eligibility. Phone and email support are listed, with support available 24/7. Toss Bank is a sensible fit for Korean customers who value foreign-currency access and in-app transfers, but people outside its target market or those requiring desktop access should look elsewhere.
Your product? Our editors can test Toss Bank in depth and publish a review, labelled as paid · from $149/mo →
Toss Bank pricing
Toss Bank fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| Account scope | Both |
| Early pay access | Not verified |
| Cash deposit support | Not verified |
| International transfers | Yes |
| Savings yield | Not verified |
| Supported currencies | 17 currencies |
| Deployment | Mobile |
| Platforms | Android, iOS |
| Support | Phone, Email · 24/7 |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan |
| Website | tossbank.com |
| Facts checked | 14 Nov 2026 |
Alternatives to Toss Bank
- Starling BankA no-monthly-fee UK bank account with budgeting, payments and savings tools.9.3
- bunqFlexible European banking with personal and business accounts, cards, and international transfers.9.2
- MonzoA free UK current account with budgeting tools, card controls and paid feature tiers.9.1
See all Toss Bank alternatives →
Used Toss Bank? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Toss Bank for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Toss Bank is listed in our Neobank Apps directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/toss-bank/"><img src="https://www.itechguides.com/best/badge/toss-bank.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update