Best T. Rowe Price Retirement Income Calculator Alternatives in 2026
15 retirement planning software our editors would look at instead of T. Rowe Price Retirement Income Calculator, in our ranking order.
T. Rowe Price Retirement Income Calculator: A free web planner with detailed retirement projections and T. Rowe Price account importing. Where it falls short: intended for U.S. residents.
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Best forHouseholds building and comparing retirement plans
A guided retirement plan with detailed projections, plus a free tier to get started.
- Social Security modeling
9.6/10★★★★★Visit Boldin -
Best forFidelity customers wanting free, connected planning
A free planner with tax, Social Security, withdrawal and what-if analysis.
- Social Security modeling
8.6/10★★★★☆Visit Fidelity -
Best forMulti-platform users wanting deep annual planning
Deep lifetime and retirement planning across web, desktop, and mobile for an annual fee.
- Social Security modeling
7.4/10★★★★☆Visit MaxiFi -
Best forVisual planners wanting free scenario analysis
A visual retirement planner with free projections and paid tax, withdrawal, and scenario tools.
- Social Security modeling
9.6/10★★★★★Visit ProjectionLab -
Best forU.S. households wanting a low-cost one-time purchase
A one-time Excel planner for year-by-year retirement, tax, and Social Security modeling.
- Social Security modeling
7.6/10★★★★☆Visit The Planner -
Flexible Retirement Planner not yet scored
Best forUsers wanting detailed free Monte Carlo planning
A free retirement planner with detailed inputs, withdrawal controls, and 10,000 modeled life cycles.
- Social Security modeling
—not yet scoredVisit site -
RetireGolden not yet scored
Best forFree users wanting detailed tax and Social Security models
A free, open-source browser tool for detailed retirement and tax scenario modeling.
- Social Security modeling
—not yet scoredVisit RetireGolden -
RetireePlan not yet scored
Best forCanadian households needing tax-specific planning
Detailed Canadian retirement projections, tax modeling, and scenarios at no cost.
—not yet scoredVisit RetireePlan -
Best forOpen-source users needing broad household modeling
Broad household retirement modeling without a subscription or account sync.
- Social Security modeling
8.4/10★★★★☆Visit driftcurve -
Best forPeople comparing linked accounts and detailed tax scenarios
Detailed retirement projections and tax scenarios, starting at $229 per year.
- Social Security modeling
7.6/10★★★★☆Visit WealthTrace -
Best forBudget-focused users seeking full retirement planning
A web-based retirement planner with a free tier and broad paid planning tools.
- Social Security modeling
8.4/10★★★★☆Visit site -
Retireator not yet scored
Best forFree users modeling taxes, annuities, and debt
Detailed retirement and tax modeling for Excel users who do not need account sync.
- Social Security modeling
—not yet scoredVisit Retireator -
Best forAdvisors optimizing withdrawal strategies
A withdrawal-planning tool for advisors coordinating taxes, investments and income.
- Social Security modeling
7.6/10★★★★☆Visit Income Solver -
Best forAdvisors needing tax and Medicare projections
Detailed retirement-income, tax, and Medicare projections, starting at $99 per month.
- Social Security modeling
8.6/10★★★★☆Visit IncomePro -
Best forAdvisors needing client-ready retirement analysis
A web-based planning tool for advisor-led retirement income analysis and client reports.
- Social Security modeling
8.6/10★★★★☆Visit Covisum
T. Rowe Price Retirement Income Calculator Alternatives: Common Questions
What is the best alternative to T. Rowe Price Retirement Income Calculator?
Boldin: #1 in our Retirement Planning Software ranking, with an editor score of 9.6 out of 10. A guided retirement plan with detailed projections, plus a free tier to get started.
Is there a free alternative to T. Rowe Price Retirement Income Calculator?
Yes. Boldin, Fidelity Planning & Guidance Center, ProjectionLab, Flexible Retirement Planner and RetireGolden have a free plan or a free tier (9 of the 15 alternatives on this page).
What is the cheapest paid alternative to T. Rowe Price Retirement Income Calculator?
Of the alternatives here that publish a price, Retirement Budget Calculator starts lowest, at $9.95/mo.
T. Rowe Price Retirement Income Calculator vs Each Alternative
| # | Tool | Free plan | Paid from | Income projection | Savings growth projection | Withdrawal planning | Tax modeling | Scenario analysis | Score |
|---|---|---|---|---|---|---|---|---|---|
| not scored | T. Rowe Price Retirement Income Calculator | Yes | None | Yes | Yes | Yes | Detailed | Yes | — |
| 1 | Boldin | Yes | — | Yes | Yes | Yes | Detailed | Yes | 9.6 |
| 2 | Fidelity Planning & Guidance Center | Yes | None | Yes | Yes | Yes | Detailed | Yes | 8.6 |
| 3 | MaxiFi | No | — | Yes | Yes | Yes | Detailed | Yes | 7.4 |
| 4 | ProjectionLab | Yes | — | Yes | Yes | Yes | Detailed | Yes | 9.6 |
| 5 | The Complete Retirement Planner | No | — | Yes | Yes | Yes | Detailed | Yes | 7.6 |
| not scored | Flexible Retirement Planner | Yes | None | Yes | Yes | Yes | Detailed | Yes | — |
| not scored | RetireGolden | Yes | None | Yes | Yes | Yes | Detailed | Yes | — |
| not scored | RetireePlan | Yes | None | Yes | Yes | Yes | Detailed | Yes | — |
| 9 | driftcurve | Yes | None | Yes | Yes | Yes | Basic | Yes | 8.4 |
| 10 | WealthTrace | No | — | Yes | Yes | Yes | Detailed | Yes | 7.6 |
| 11 | Retirement Budget Calculator | Yes | $9.95/mo | Yes | Yes | Yes | Detailed | Yes | 8.4 |
| not scored | Retireator | Yes | None | Yes | Yes | Yes | Detailed | Yes | — |
| 14 | Income Solver | No | — | Yes | Yes | Yes | Detailed | Yes | 7.6 |
| 15 | IncomePro | No | $99/mo | Yes | Yes | Yes | Detailed | Yes | 8.6 |
| 16 | Covisum Income InSight | No | $119.99/mo | Yes | Yes | Yes | — | Yes | 8.6 |
Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026