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SoFi pricing

Freemium#2 of 181 in Personal Finance SoftwareReal-Time Payments SoftwareRobo-Advisor AppsPersonal Loan Apps

SoFi publishes 2 plans on sofi.com; the cheapest with a listed price is $10/mo (SoFi Plus); SoFi Coach / Relay: price not listed — prices checked 22 Sep 2026.

9.2/10Editor score
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SoFi pricing at a glance

Plans Free planFreemium A usable free plan; paid tiers unlock the limits below. Prices checked 22 Sep 2026.
See plans on sofi.com

SoFi plans & pricing

PlanPriceKey limits
SoFi Coach / RelayNot checked yet
  • Budget planner
  • Account linking
  • Spending and cash-flow tracking
  • Net-worth tracking
  • Credit-score monitoring
SoFi Plus$10/mo Subscribers are billed monthly based on the initial date of subscription.$120/yr Annual membership
  • Financial planning
  • Enhanced savings benefits
  • Investment match benefits
  • Borrowing discounts

Prices as published by the vendor on sofi.com, checked 22 Sep 2026; taxes and regional pricing may differ. We do not change a plan's price or its limits — this table is what the vendor's own pricing page said on that date.

What the price includes

  • Built for
    Solo, Small business
  • Integrations
    8 integrations: Plaid, SoFi accounts, External bank accounts, Investment accounts, Retirement accounts, Credit cards …
  • Free plan
    Yes
  • Net-worth tracking
    Yes

Our full SoFi verdict, fact sheet and score →

Prices checked by iTechGuides Editors · Editorial team · Updated Oct 2026

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