Slate
Slate: A white-label lending stack for platforms offering advances and credit lines. Ranked #7 of 33 in Embedded Lending Platforms by our editors (7.5/10); pricing: Pricing on request; best for platforms embedding merchant advances or credit lines.
At a glance
- Editor score7.5 / 10
- PricingPricing on request
- Best forPlatforms embedding merchant advances or credit lines
- API accessYes
- Facts checked28 Sep 2026
Where it wins
- White-label component plus REST API and typed SDK
- Automated underwriting using platform data
- Slate handles funding, servicing, collections and compliance
Where it doesn't
- Cloud deployment only
- Fixed-payment repayment may not fit variable cash flows
- Partner-specific pricing requires a sales discussion
Our verdict on Slate
Slate provides embedded financing infrastructure for software platforms operating in Canada and the United States. Its white-label component and REST API let marketplaces, payroll, accounting, card, staffing and other business-software platforms offer merchant cash advances and credit lines without operating the lending business themselves. Platforms provide customer and financial data while controlling the borrower experience. Slate supplies underwriting, contracts, funding, disbursement, repayment processing, servicing, collections and compliance.
Integration is designed for platform teams that want both a packaged experience and developer control. The product includes a REST API, typed SDK, signed webhooks and a sandbox environment. Automated underwriting and decisioning use platform data, while a partner dashboard covers customers, offers, applications and financings. The published support channels are email, phone and documentation. These pieces support a cloud deployment model and can fit platforms that need financing workflows connected to their existing product rather than a standalone lender interface.
Slate uses a contact-sales pricing model, with pricing set per partner rather than a standard public rate card. Its offer types are merchant cash advances and credit lines with repeat draws, and repayment is based on fixed payments. That structure suits mid-market and enterprise platforms seeking a defined working-capital product and outsourced servicing operations. It is less suitable for teams needing self-serve pricing, on-premises deployment or repayment tied to changing revenue. Platforms should also assess whether fixed-payment terms and the Canada-and-United-States scope match their customers and operating markets before selecting Slate.
Slate pricing
Slate fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Offer types | Not verified |
| API access | Yes |
| Underwriting method | Platform sales |
| Funding speed | Not verified |
| Maximum funding | Not verified |
| Repayment basis | Fixed payments |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Phone, Docs |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | tryslatehq.com |
| Facts checked | 28 Sep 2026 |
Alternatives to Slate
- Stripe CapitalA Stripe Connect financing layer with automated underwriting and revenue-based repayment.9.2
- PayPal Working CapitalFast, PayPal-linked working capital for small businesses that repay from sales.8.8
- Cashfree Embedded LendingConfigurable embedded lending journeys with APIs, UI components, and loan operations.8.7
Slate vs the competition
- Slate vs Stripe Capital
- Slate vs PayPal Working Capital
- Slate vs Cashfree Embedded Lending
- Slate vs Rail
- Slate vs Parafin
- Slate vs Kanmon
Compare Slate with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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