Setu Account Aggregator
Setu Account Aggregator: An API and consent-journey layer for institutions building Indian Account Aggregator flows. Ranked #48 of 71 in Bank Connectivity Software by our editors (4.4/10); pricing: Pricing on request; best for financial institutions building Indian AA consent flows.
At a glance
- Editor score4.4 / 10
- PricingPricing on request
- Best forFinancial institutions building Indian AA consent flows
- Supported data typesUser profile information; summary data (including account balances); transactions data; bank statements; investment and insurance data
- Founded2018 · Bengaluru, India
- Facts checked24 Sep 2026
Where it wins
- Creates and manages consent, then fetches data after approval
- Offers web and native-mobile consent journeys with branded UI
- Routes across multiple licensed AA partners and includes sandbox scenarios
Where it doesn't
- Commercial terms are negotiated rather than published as plan prices
- Statement-fetch charges may be set by FIPs, not Setu
- Focused on Indian AA flows rather than general-purpose bank connectivity
Our verdict on Setu Account Aggregator
Setu Account Aggregator connects financial information users with banks and other providers through licensed Account Aggregator partners. Its APIs and embeddable consent screens are intended for financial institutions building user-authorized data flows, including lending, income verification, personal finance management, and identity or bank-account verification. The product supports profile, balance, transaction, statement, investment, and insurance data, with fetching available after consent approval.
Its integration approach combines HTTP APIs with responsive web and native-mobile consent journeys. Institutions can create consent requests, handle approval or rejection, customize the branded interface, and provide withdrawal and access controls. A multi-AA gateway with smart routing is designed for use with multiple licensed NBFC Account Aggregator partners. The sandbox includes mock FIP data and consent scenarios, which can support integration work before live flows. These capabilities make Setu relevant to teams that need consent orchestration and standardized access across financial providers rather than a standalone statement viewer.
According to the vendor’s pricing information, commercial terms are negotiated; plan prices are not presented as fixed tiers. The support documentation also says FIPs charge per statement fetched, with pricing not set by Sahamati, so institutions should account for that separately when assessing costs. Setu is a stronger fit for mid-market and enterprise institutions building Indian AA journeys with web or mobile interfaces. Organizations seeking published subscription tiers, or connectivity outside this consent-based framework, should compare alternatives before choosing it.
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Setu Account Aggregator pricing
Setu Account Aggregator fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Bank/institution count | Not verified |
| Supported data types | User profile information; summary data (including account balances); transactions data; bank statements; investment and insurance data |
| Connection methods | HTTP APIs; pre-built responsive web/SDK consent journeys; embeddable native-mobile UI; multi-AA routing |
| Refresh frequency | On_demand |
| Statement formats | Standard machine-readable financial data |
| Multi-entity support | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web |
| Support | Tickets, Docs |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 6 integrations: Multiple licensed NBFC Account Aggregator partners, Banks, NBFCs, Insurers, Mutual fund houses, ETFs and SIPs |
| Pricing | Pricing on request |
| Website | setu.co |
| Facts checked | 24 Sep 2026 |
Setu Account Aggregator integrations
Setu Account Aggregator lists 6 integrations on its own site.
- Multiple licensed NBFC Account Aggregator partners
- Banks
- NBFCs
- Insurers
- Mutual fund houses
- ETFs and SIPs
Alternatives to Setu Account Aggregator
- Envestnet | YodleeA broad connectivity platform with free sandbox access and extensive financial data coverage.9.4
- PlaidFull-featured account connectivity with multiple connection methods and financial data types.9.3
- Ripple TreasuryA broad enterprise treasury system linking global banks, finance platforms, and payment workflows.9.2
See all Setu Account Aggregator alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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