Best RetireSecure Alternatives in 2026
The top RetireSecure alternatives are Boldin, Fidelity Planning & Guidance Center and MaxiFi: 15 retirement planning software our editors would look at instead of RetireSecure, in our ranking order.
RetireSecure: A free web simulator for UK-focused retirement cash-flow and decumulation planning. Where it falls short: designed primarily for UK investors, limiting its fit elsewhere.
Switching from RetireSecure? For most retirement planning software buyers the best RetireSecure alternative is Boldin, built for households building and comparing retirement plans. On a budget, IncomePro starts at $99/mo.
Why People Look for a RetireSecure Alternative
- Designed primarily for UK investors, limiting its fit elsewhere
- Does not include tax or Social Security modeling
- For educational use rather than financial advice
Quick Picks by What You Need
- Best overallBoldin9.4
Households building and comparing retirement plans
Visit Boldin - Lowest priceIncomePro7.9
Paid plans from $99/mo
Visit IncomePro - Best free optionBoldin9.4
Has a free plan
Visit Boldin
All 15 RetireSecure Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Sponsored alternatives to RetireSecure Sponsored alternative
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Best forHouseholds building and comparing retirement plans
- Better than RetireSecure:
- Editor score 9.4 vs 7.2
A guided retirement plan with detailed projections, plus a free tier to get started.
- Social Security modeling
9.4/10★★★★★Visit Boldin -
Best forFidelity customers wanting free, connected planning
- Better than RetireSecure:
- Editor score 9.3 vs 7.2
A free planner with tax, Social Security, withdrawal and what-if analysis.
- Social Security modeling
9.3/10★★★★★Visit Fidelity -
Best forMulti-platform users wanting deep annual planning
- Better than RetireSecure:
- Editor score 9.2 vs 7.2
Deep lifetime and retirement planning across web, desktop, and mobile for an annual fee.
- Social Security modeling
9.2/10★★★★★Visit MaxiFi -
Best forVisual planners wanting free scenario analysis
- Better than RetireSecure:
- Editor score 9.0 vs 7.2
A visual retirement planner with free projections and paid tax, withdrawal, and scenario tools.
- Social Security modeling
9.0/10★★★★☆Visit ProjectionLab -
Best forU.S. households wanting a low-cost one-time purchase
- Better than RetireSecure:
- Editor score 8.9 vs 7.2
A one-time Excel planner for year-by-year retirement, tax, and Social Security modeling.
- Social Security modeling
8.9/10★★★★☆Visit The Planner -
Best forUsers wanting detailed free Monte Carlo planning
- Better than RetireSecure:
- Editor score 8.8 vs 7.2
A free retirement planner with detailed inputs, withdrawal controls, and 10,000 modeled life cycles.
- Social Security modeling
8.8/10★★★★☆Visit site -
Best forFree users wanting detailed tax and Social Security models
- Better than RetireSecure:
- Editor score 8.7 vs 7.2
A free, open-source browser tool for detailed retirement and tax scenario modeling.
- Social Security modeling
8.7/10★★★★☆Visit RetireGolden -
Best forCanadian households needing tax-specific planning
- Better than RetireSecure:
- Editor score 8.6 vs 7.2
Detailed Canadian retirement projections, tax modeling, and scenarios at no cost.
8.6/10★★★★☆Visit RetireePlan -
Best forOpen-source users needing broad household modeling
- Better than RetireSecure:
- Editor score 8.5 vs 7.2
Broad household retirement modeling without a subscription or account sync.
- Social Security modeling
8.5/10★★★★☆Visit driftcurve -
Best forPeople comparing linked accounts and detailed tax scenarios
- Better than RetireSecure:
- Editor score 8.4 vs 7.2
Detailed retirement projections and tax scenarios, starting at $229 per year.
- Social Security modeling
8.4/10★★★★☆Visit WealthTrace -
Best forBudget-focused users seeking full retirement planning
- Better than RetireSecure:
- Editor score 8.3 vs 7.2
A web-based retirement planner with a free tier and broad paid planning tools.
- Social Security modeling
8.3/10★★★★☆Visit site -
Best forT. Rowe Price customers wanting free planning
- Better than RetireSecure:
- Editor score 8.2 vs 7.2
A free web planner with detailed retirement projections and T. Rowe Price account importing.
- Social Security modeling
8.2/10★★★★☆Visit T. Rowe Price -
Best forFree users modeling taxes, annuities, and debt
- Better than RetireSecure:
- Editor score 8.1 vs 7.2
Detailed retirement and tax modeling for Excel users who do not need account sync.
- Social Security modeling
8.1/10★★★★☆Visit Retireator -
Best forAdvisors optimizing withdrawal strategies
- Better than RetireSecure:
- Editor score 8.0 vs 7.2
A withdrawal-planning tool for advisors coordinating taxes, investments and income.
- Social Security modeling
8.0/10★★★★☆Visit Income Solver -
Best forAdvisors needing tax and Medicare projections
- Better than RetireSecure:
- Editor score 7.9 vs 7.2
Detailed retirement-income, tax, and Medicare projections, starting at $99 per month.
- Social Security modeling
7.9/10★★★★☆Visit IncomePro
RetireSecure Alternatives: Common Questions
What is the best alternative to RetireSecure?
Boldin: #1 in our Retirement Planning Software ranking, with an editor score of 9.4 out of 10. A guided retirement plan with detailed projections, plus a free tier to get started.
Is there a free alternative to RetireSecure?
Yes. Boldin, Fidelity Planning & Guidance Center, ProjectionLab, Flexible Retirement Planner and RetireGolden have a free plan or a free tier (10 of the 15 alternatives on this page).
Why do people look for RetireSecure alternatives?
Designed primarily for UK investors, limiting its fit elsewhere; Does not include tax or Social Security modeling; For educational use rather than financial advice.
How do I switch from RetireSecure?
Export your data from RetireSecure (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel RetireSecure.
How to Switch from RetireSecure
- Export your data from RetireSecure (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel RetireSecure.
RetireSecure vs Each Alternative
| # | Tool | Free plan | Paid from | Income projection | Savings growth projection | Withdrawal planning | Tax modeling | Scenario analysis | Score |
|---|---|---|---|---|---|---|---|---|---|
| 21 | RetireSecure | Yes | Free | Yes | Yes | Yes | Yes | 7.2 | |
| 1 | Boldin | Yes | $144/yr | Yes | Yes | Yes | Detailed | Yes | 9.4 |
| 2 | Fidelity Planning & Guidance Center | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 9.3 |
| 3 | MaxiFi | No | $109/yr | Yes | Yes | Yes | Detailed | Yes | 9.2 |
| 4 | ProjectionLab | Yes | $129/yr | Yes | Yes | Yes | Detailed | Yes | 9.0 |
| 5 | The Complete Retirement Planner | No | $89.99 one-time | Yes | Yes | Yes | Detailed | Yes | 8.9 |
| 6 | Flexible Retirement Planner | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.8 |
| 7 | RetireGolden | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.7 |
| 8 | RetireePlan | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.6 |
| 9 | driftcurve | Yes | Free | Yes | Yes | Yes | Basic | Yes | 8.5 |
| 10 | WealthTrace | No | $229/yr | Yes | Yes | Yes | Detailed | Yes | 8.4 |
| 11 | Retirement Budget Calculator | Yes | $95/yr | Yes | Yes | Yes | Detailed | Yes | 8.3 |
| 12 | T. Rowe Price Retirement Income Calculator | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.2 |
| 13 | Retireator | Yes | Free | Yes | Yes | Yes | Detailed | Yes | 8.1 |
| 14 | Income Solver | No | Yes | Yes | Yes | Detailed | Yes | 8.0 | |
| 15 | IncomePro | No | $99/mo | Yes | Yes | Yes | Detailed | Yes | 7.9 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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