RECalc Mortgage Calculator
RECalc Mortgage Calculator: A focused mobile calculator for loan payments, costs and amortization. Ranked #31 of 34 in Mortgage Calculator Apps by our editors (6.4/10); pricing: Free plan; best for low-cost mobile amortization.
At a glance
- Editor score6.4 / 10
- PricingFree plan
- Best forLow-cost mobile amortization
- Free planYes
- Amortization scheduleYes
- Facts checked14 Nov 2026
Where it wins
- Calculates payment, term, rate or loan amount
- Shows loan summaries and complete amortization tables
- Supports Canadian semi-annual compounding and insurance inputs
Where it doesn't
- The free version is ad-supported
- No affordability analysis, refinance scenarios or ARM support
- Available on mobile platforms only
Our verdict on RECalc Mortgage Calculator
RECalc Mortgage Calculator from 3magic is a mobile mortgage and loan calculator for people who want to estimate payments and review how a loan amortizes. Available on iOS and Android, it can calculate a monthly payment, loan term, interest rate or loan amount. Its scope suits individual borrowers comparing basic loan inputs, rather than buyers seeking a broader affordability or refinancing toolkit.
The calculation inputs cover several ownership costs alongside the loan itself: users can enter a down payment as an amount or percentage, annual property taxes, homeowners insurance and mortgage insurance. RECalc supports monthly and semi-annual compounding, including Canadian compounding, and displays a loan summary and amortization table. Loan details can be saved or emailed. These features make the app useful for examining how payment assumptions and recurring costs affect a calculation, though it does not provide affordability analysis, refinance scenarios or adjustable-rate mortgage support.
The free version is ad-supported, while RECalc Pro is a paid option with mortgage and loan calculations, the tax and insurance inputs, and the same summary and amortization-table capabilities. The published US App Store price for Pro is a one-time purchase. Choose RECalc if you want a mobile-first calculator with amortization and the ability to account for taxes and insurance. Consider another tool if you need affordability planning, refinance comparisons, ARM calculations, or a desktop deployment; RECalc is listed for mobile use, with email support as its support channel.
Your product? Our editors can test RECalc Mortgage Calculator in depth and publish a review, labelled as paid · from $149/mo →
RECalc Mortgage Calculator pricing
All 2 RECalc Mortgage Calculator plans and prices →
RECalc Mortgage Calculator fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Amortization schedule | Yes |
| Affordability analysis | No |
| Refinance scenarios | No |
| ARM calculations | No |
| Property-tax inputs | Yes |
| Insurance inputs | Yes |
| Platform access | Multi_platform |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | |
| Built for | Solo, Small business (editorial estimate) |
| Pricing | Free plan (source) |
| Website | 3magic.com |
| Facts checked | 14 Nov 2026 |
Alternatives to RECalc Mortgage Calculator
- Chase Mortgage CalculatorFree web calculators cover mortgage payments, affordability, refinancing and loan scenarios.9.4
- Bankrate Mortgage CalculatorA free web calculator for detailed mortgage payment and affordability estimates.9.3
- Fannie Mae Mortgage CalculatorA free web calculator with payment breakdowns plus separate affordability and refinance tools.9.2
See all RECalc Mortgage Calculator alternatives →
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Featured on iTechGuides
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
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