Razorpay Payment Links review
A practical payment-link tool for Indian merchants that charges per transaction.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Razorpay Payment Links helps merchants and other organizations collect online payments without building a full website or checkout experience. Links can be created from the dashboard or through APIs, then shared by email, SMS, social media, or messaging channels. This makes it a fit for Indian merchants that need a direct way to request payment, especially when payment collection must work across different customer conversations and sales channels.
Pricing follows a pay-as-you-go model rather than named Payment Links plans. The published pricing shows a 2% transaction rate, which may vary by payment method, region, and applicable taxes. There is no free plan. The product’s feature set goes beyond basic link creation: businesses can set expiry dates, accept partial payments, send automated reminders, and manage, cancel, duplicate, search, or update links. Bulk creation supports higher-volume workflows, while webhook notifications can pass payment-link events into connected systems.
Its strongest ecosystem fit is for teams comfortable with APIs and webhooks. Dashboard creation keeps the product accessible for straightforward use, while API access supports more structured payment flows and operational automation. Checkout branding provides a basic way to align the payment experience with a business identity. Razorpay Payment Links is a good choice for merchants prioritizing quick link-based collection, payment follow-up, and link administration. It is less suitable for organizations that need a free tier, advanced custom checkout, or a complete website and app checkout experience.
Razorpay Payment Links pros and cons
- Where it wins
- Create links from a dashboard or API
- Partial payments, expiry dates, reminders, and webhooks
- Bulk creation, link management, and checkout branding
- Where it doesn't
- No free plan
- Charges 2% per transaction
- Custom checkout options are basic
Razorpay Payment Links fact sheet, pricing and score →
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