Profituity
Profituity: Affordable ACH infrastructure with recurring payments, validation, APIs, and focused integrations. Ranked #13 of 21 in ACH Payment Processing Software by our editors (7.4/10); pricing: Paid; best for small businesses needing affordable ACH features.
At a glance
- Editor score7.4 / 10
- PricingPaid
- Best forSmall businesses needing affordable ACH features
- Free planNo
- Paid from$10/mo
- Recurring ACH paymentsYes
- Founded2012 · Wexford, Pennsylvania, United States
- Facts checked22 Sep 2026
Where it wins
- Supports ACH debit, credit, recurring schedules, and same-day ACH
- Includes bank-account validation, file imports, reports, APIs, and webhooks
- Offers a $10 monthly RTO Pro ACH integration plan
Where it doesn't
- Integrations focus on RTO Pro, Gym Assistant, and GeekPay
- The listed $10 plan is specific to the RTO Pro integration
- General pricing is application- or contract-based
Our verdict on Profituity
Profituity provides cloud-based ACH payment processing and compliance infrastructure for merchants, software platforms, financial institutions, and third-party processors. Its web and API access supports ACH debit and credit payments, recurring payment schedules, same-day ACH, bank-account validation, payment-file imports, reporting, and payment-status webhooks. The product fits small businesses as well as mid-market and enterprise organizations that need ACH capabilities through an integration or API rather than a general consumer payment tool.
Pricing is clearest for the RTO Pro integration. The listed plan costs $10 per month and includes ACH processing for RTO Pro, with a 25¢ per-transaction charge. A separate RTO Pro transaction fee applies per transaction. This makes the published entry point accessible for businesses already operating with RTO Pro, while organizations seeking broader platform access should expect application- or contract-based pricing. There is no free plan, and the pricing structure is oriented toward business payment infrastructure rather than a self-serve general-purpose checkout product.
Profituity’s strongest functional depth is in ACH operations and payment administration. Merchants can import XLS, XLSX, and CSV payment files, review merchant payment, settlement, return, and risk reports, and connect through REST API documentation, sandbox documentation, and real-time webhooks. Support is available through email, phone, and documentation, while the listed SOC 2 compliance posture and Nacha compliance positioning address operational and compliance-oriented requirements. Choose Profituity when ACH processing, recurring collections, validation, and workflow integration are the priority. Businesses needing a wide integration marketplace or a broadly packaged standalone payment suite may prefer an alternative.
Your product? Our editors can test Profituity in depth and publish a review, labelled as paid · from $149/mo →
Profituity pricing
All 2 Profituity plans and prices →
Profituity fact sheet
| Free plan | No |
|---|---|
| Paid from | $10/mo |
| Recurring ACH payments | Yes |
| ACH credit support | Yes |
| Same-day ACH | Yes |
| Payment links | Not verified |
| API access | Yes |
| Webhook support | Yes |
| ACH transaction limit | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | SOC 2 |
| Support | Email, Phone, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 3 integrations: RTO Pro, Gym Assistant, GeekPay |
| Pricing | Paid (source) |
| Website | profituity.com |
| Facts checked | 22 Sep 2026 |
Profituity integrations
Profituity lists 3 integrations on its own site.
- RTO Pro
- Gym Assistant
- GeekPay
Alternatives to Profituity
- NickelA flexible ACH and invoicing platform with a free tier and paid automation.9.4
- ACHQA broad ACH toolkit with published monthly plans for growing payment programs.9.2
- DwollaA mature API platform for businesses that need ACH, RTP, and FedNow payments.9.0
See all Profituity alternatives →
Also Ranked In
Profituity is ranked in 2 of our directories.
Used Profituity? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Profituity for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Profituity is listed in our ACH Payment Processing Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/profituity/"><img src="https://www.itechguides.com/best/badge/profituity.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update