Pluggy
Pluggy: A Brazil-focused API for normalized bank data, Open Finance connections, and Pix payments. Ranked #56 of 71 in Bank Connectivity Software by our editors (3.6/10); pricing: 15-day trial; best for open Finance with Pix payments.
At a glance
- Editor score3.6 / 10
- Pricing15-day trial
- Best forOpen Finance with Pix payments
- Free planNo
- Supported data typesaccounts, transactions, credit cards, payment data, investments, investment transactions, loans, identity
- Founded2019 · São Paulo, Brazil
- Facts checked20 Sep 2026
Where it wins
- 130-bank coverage across Open Finance and direct connections
- Normalized access to accounts, cards, loans, investments, and identity
- Pix initiation, webhooks, enrichment, SDKs, and REST API support
Where it doesn't
- No free plan; the trial lasts 15 days
- Pricing uses monthly minimums rather than detailed per-request rates
- Primarily suited to Brazilian financial connectivity and Pix use cases
Our verdict on Pluggy
Pluggy provides API infrastructure for connecting software to Brazilian financial institutions. It supports Open Finance and direct bank connections, then normalizes account and financial data into a common JSON format. The platform is designed for companies building financial products, ERP systems, financial-management software, and other applications that need bank-data connectivity, identity and KYC data, or Pix-based payments. Its coverage includes accounts, transactions, credit cards, investments, investment transactions, loans, identity, and payment data.
Pricing is organized around two paid plans. Dados covers bank-account connectivity, Open Finance and direct access, webhooks, data enrichment, identity, investments, KYC, and technical ticket support. Pagamentos adds Pix initiation, one-time charges, Pix Automático, and cash management. The published pricing uses monthly minimums, with a starting figure of 2500, while the product details include a 15-day trial and no free plan. For implementation, Pluggy offers a Connect Widget, REST API, Node.js, Python, .NET, and Java SDKs, plus webhooks for data updates.
The main strength is breadth within Brazilian financial infrastructure: one integration can cover normalized account and transaction data alongside credit-card, investment, loan, identity, and payment workflows. Transaction enrichment and categorization, on-demand refresh, and Pix initiation make the product relevant to applications that combine financial data with payments. The trade-off is focus. Teams building for Brazilian institutions and Pix should find the scope aligned with their needs, while companies seeking a broader international bank-connectivity platform or a free ongoing tier should consider alternatives. Pluggy is the stronger fit when Open Finance coverage, structured financial data, and Pix capabilities matter more than a simple bank-feed connection.
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Pluggy pricing
All 2 Pluggy plans and prices →
Pluggy fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Bank/institution count | 130 banks |
| Supported data types | accounts, transactions, credit cards, payment data, investments, investment transactions, loans, identity |
| Connection methods | Open Finance, direct bank access |
| Refresh frequency | On_demand |
| Statement formats | JSON |
| Multi-entity support | Not verified |
| Free trial | 15 days · no card needed |
| Deployment | Cloud, Browser extension |
| Platforms | Web |
| Compliance & security | 2FA |
| Support | Tickets, Community, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 9 integrations: Open Finance connectors, Direct bank connectors, Pluggy Connect Widget, REST API, Node.js SDK, Python SDK … |
| Pricing | 15-day trial (source) |
| Website | pluggy.ai |
| Facts checked | 20 Sep 2026 |
Pluggy integrations
Pluggy lists 9 integrations on its own site.
- Open Finance connectors
- Direct bank connectors
- Pluggy Connect Widget
- REST API
- Node.js SDK
- Python SDK
- .NET SDK
- Java SDK
- Webhooks
Alternatives to Pluggy
- Envestnet | YodleeA broad connectivity platform with free sandbox access and extensive financial data coverage.9.4
- PlaidFull-featured account connectivity with multiple connection methods and financial data types.9.3
- Ripple TreasuryA broad enterprise treasury system linking global banks, finance platforms, and payment workflows.9.2
Also Ranked In
Pluggy is ranked in 3 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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