Pine Labs Online Payments
Pine Labs Online Payments: A broad Indian payment stack for collection, subscriptions, reconciliation, and payouts. Ranked #48 of 72 in Payment Processing Software by our editors (4.7/10); pricing: Pricing on request; best for indian businesses needing links, subscriptions, and payouts.
At a glance
- Editor score4.7 / 10
- PricingPricing on request
- Best forIndian businesses needing links, subscriptions, and payouts
- Payment methodsCards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challans
- Founded1998 · Gurugram, Haryana, India
- Facts checked20 Sep 2026

Where it wins
- Supports cards, UPI, wallets, EMI, BNPL, and international cards
- Combines payment links, subscriptions, payouts, refunds, and reconciliation
- Offers hosted checkout, APIs, SDKs, and Shopify, Magento, WooCommerce integrations
Where it doesn't
- Pricing is custom and volume-based rather than publicly listed
- Does not support in-person payments
- Custom payout scheduling may require configuration for each operating model
Our verdict on Pine Labs Online Payments
Pine Labs Online Payments is a payment processing platform for merchants, ecommerce businesses, SaaS companies, marketplaces, and enterprises. It supports online collection through hosted checkout, custom checkout, APIs, SDKs, and no-code payment links shared by email, SMS, WhatsApp, or messaging apps. Its payment coverage includes cards, UPI, net banking, wallets, EMI, BNPL, pay-by-points payments, international cards, brand wallets, and e-challans. Recurring billing through UPI AutoPay mandates, multi-currency conversion, refunds, settlements, payouts, and reporting extend it beyond basic checkout.
Pricing is custom and volume-based, so buyers need a sales conversation to understand commercial terms for their payment volumes and operating model. The platform is available across web, Android, iOS, and API workflows. Ecommerce businesses can connect through Shopify, Magento, WooCommerce, and OpenCart integrations, while more tailored implementations can use hosted or custom checkout, APIs, SDKs, and developer documentation. This combination suits companies that need to connect payment acceptance with broader transaction operations rather than add a single checkout button.
Its strongest distinction is breadth: the dashboard covers transactions, refunds, settlements, payouts, and payment links, while reconciliation and settlement tracking support ongoing finance operations. Payouts can be instant, scheduled, or bulk, with transfers to bank accounts, UPI, and cards; scheduling can be configured by date and time. Pine Labs Online Payments is a fit for Indian businesses that need payment links, UPI AutoPay subscriptions, international card acceptance, and payout workflows in one platform. Businesses focused on in-person payments or those requiring transparent published pricing should consider alternatives that address those needs directly.
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Pine Labs Online Payments pricing
Pine Labs Online Payments fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Payment methods | Cards, UPI, net banking, wallets, EMI, BNPL, pay by points, international cards, brand wallets and e-challans |
| Recurring billing | Yes |
| Payment links | Yes |
| In-person payments | No |
| Multi-currency support | Yes |
| Payout schedule | Custom |
| Deployment | Cloud |
| Platforms | Web, Android, iOS |
| Compliance & security | PCI DSS |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 4 integrations: Shopify, Magento, WooCommerce, OpenCart |
| Pricing | Pricing on request (source) |
| Website | pinelabs.com |
| Facts checked | 20 Sep 2026 |
Pine Labs Online Payments integrations
Pine Labs Online Payments lists 4 integrations on its own site.
- Shopify
- Magento
- WooCommerce
- OpenCart
Alternatives to Pine Labs Online Payments
- Stripe PaymentsA broad payment platform for developers building scalable, multi-channel payment products.9.4
- PayPal PaymentsA broad payment stack with a free entry point and wide market coverage.9.3
- AdyenBroad global payment coverage with transaction-based pricing and extensive platform tools.9.2
See all Pine Labs Online Payments alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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