Pidgin
Pidgin: Connect FedNow, RTP and Same Day ACH with payment routing and reporting. Ranked #18 of 22 in Real-Time Payments Software by our editors (5.7/10); pricing: Pricing on request; best for smaller institutions adopting U.S. instant payments.
At a glance
- Editor score5.7 / 10
- PricingPricing on request
- Best forSmaller institutions adopting U.S. instant payments
- Rail coverageMulti-rail
- Founded2019 · Atlanta, Georgia, United States
- Facts checked28 Sep 2026
Where it wins
- Connects to FedNow and The Clearing House RTP Network
- Routes payments by speed, cost and network
- Includes settlement reports, activity reports and audit logs
Where it doesn't
- Pricing requires contacting sales
- Available on web and deployed in the cloud
- Documentation is the listed support channel
Our verdict on Pidgin
Pidgin is a real-time payments platform for financial institutions, including banks and credit unions. It connects to FedNow and The Clearing House RTP Network, and supports Same Day ACH routes. Institutions can use it to send and receive payments for retail and business account holders. Its multi-rail approach suits smaller institutions seeking instant payment connectivity alongside an existing ACH route, as well as larger organizations evaluating payment orchestration across these networks.
Routing is a central part of the product: institutions can select routes based on speed, cost and network. Pidgin also provides settlement reporting, user activity reporting and audit logs, giving operations teams records for payment activity and settlement review. The platform supports ISO 20022 and integration and data exchange with core systems and third-party applications. Funds move directly between financial institutions rather than through a third-party holding account. This combination makes Pidgin relevant to institutions that need both send-and-receive capability and operational visibility; buyers looking for a tool focused only on reporting may not need its routing and network connectivity.
Pidgin is offered as a cloud deployment with web access. Pricing is contact-sales, and prospective customers are invited to schedule a demo or get in touch, so evaluation involves a sales conversation rather than selecting a published plan. Documentation is the listed support channel. Institutions should weigh those purchase and support arrangements against their own onboarding needs. Pidgin is a fit for banks and credit unions seeking connections to FedNow and RTP with Same Day ACH routing, reporting and core-system data exchange. Buyers who require upfront public pricing or another listed support channel should compare alternatives before proceeding.
Pidgin pricing
Pidgin fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Rail coverage | Multi-rail |
| ISO 20022 support | Yes |
| Payment orchestration | Yes |
| Deployment options | Not verified |
| Reconciliation tools | Yes |
| Message formats | ISO 20022 |
| Deployment | Cloud |
| Platforms | Web |
| Support | Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | pidgin.net |
| Facts checked | 28 Sep 2026 |
Alternatives to Pidgin
- FIS Real-Time PaymentsA cloud-based, multi-rail payments platform for financial institutions managing real-time flows.9.0
- CGI All PaymentsA multi-rail platform for institutions coordinating real-time and traditional payments.8.2
- Finastra Payments HubsA multi-rail payment hub for banks needing orchestration, controls, and ISO 20022.7.7
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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