PayWow
PayWow: A low-cost contractor payroll option with a free tier and core 1099 workflows. Ranked #12 of 26 in Contractor Payment Software by our editors (7.7/10); pricing: Free plan; best for small U.S. businesses paying contractors.
At a glance
- Editor score7.7 / 10
- PricingFree plan
- Best forSmall U.S. businesses paying contractors
- Free planYes
- Paid from$9/mo
- Payment schedulesScheduled
- Facts checked20 Sep 2026
Where it wins
- Free Basic plan supports unlimited contractors and W-9 e-signatures
- Pro adds direct deposit, portals, mobile apps, and unlimited reports
- Supports contractor payments, tracking, 1099 generation, and electronic filing
Where it doesn't
- Integrations are not included
- Availability is limited to selected U.S. states
- Complete Payroll starts with a $25 monthly base fee
Our verdict on PayWow
PayWow is a contractor payment and payroll application for businesses that pay independent contractors. It supports administrator-led or self-service onboarding, check and direct-deposit payments, W-9 collection with electronic signatures, payment and job tracking, reporting, and 1099 generation with electronic filing. Contractors can enter contact, banking, and tax information through myPayWow. The service is available on the web, with contractor apps for iOS and Android, making it a fit for small U.S. businesses that need a focused contractor-payments workflow.
The plan structure covers both basic compliance tasks and broader payment operations. Basic costs $0 per month and includes unlimited contractors, W-9 requests with electronic signature, check payments, and limited reports. Pro costs $9 per month and adds direct deposit, a contractor portal, mobile contractor apps, unlimited reports, and a jobs tracker. Complete Payroll costs $25 per month as a base fee and adds payroll for employees and contractors, multiple pay schedules, unlimited payrolls, time and attendance tracking, and automatic tax filings and deposits. Enterprise is positioned for larger organizations with pricing for that audience.
PayWow’s strongest fit is a business that wants contractor onboarding, scheduled payments, tax-form collection, earnings tracking, and 1099 filing in one focused application. It also supports hourly, mileage, and percentage-based contractor earnings. The tradeoff is ecosystem breadth: integrations are absent, so businesses needing connected accounting or broader workflow automation should consider another option. Availability is listed for selected U.S. states, with nationwide availability forthcoming. Choose PayWow for a low-cost contractor payment process; look elsewhere if integrations or wider geographic availability are essential.
Your product? Our editors can test PayWow in depth and publish a review, labelled as paid · from $149/mo →
PayWow pricing
All 4 PayWow plans and prices →
PayWow fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $9/mo |
| Payment schedules | Scheduled |
| Payout country coverage | Not verified |
| Supported currencies | Not verified |
| Tax form support | Yes |
| Contractor self-service | Yes |
| Contractor limit | Not verified |
| Accounting integrations | Not verified |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Live chat, Phone |
| Built for | Small business, Enterprise (editorial estimate) |
| Pricing | Free plan (source) |
| Website | paywow.com |
| Facts checked | 20 Sep 2026 |
Alternatives to PayWow
- Plane Contractor ManagementA global contractor management platform with onboarding, payments, tax documents, and HRIS tools.9.4
- Papaya GlobalA broad global payroll and contractor platform with budget entry pricing but no free plan.9.2
- WingspanScheduled contractor payouts with onboarding, tax support, portals, and international coverage.8.9
Used PayWow? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used PayWow for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
PayWow is listed in our Contractor Payment Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/paywow/"><img src="https://www.itechguides.com/best/badge/paywow.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update