PayTrace
PayTrace: A B2B-focused gateway for card and ACH payments across sales channels and ERP systems. Ranked #52 of 66 in Payment Gateways by our editors (4.2/10); pricing: Pricing on request; best for B2B teams needing ACH and ERP-linked payments.
At a glance
- Editor score4.2 / 10
- PricingPricing on request
- Best forB2B teams needing ACH and ERP-linked payments
- Payment methodsCredit and debit cards; ACH
- Founded2004
- Facts checked25 Sep 2026
Where it wins
- Accepts cards and ACH online, in person, and by phone
- Supports recurring payments, a customer vault, and hosted payment fields
- Integrates with ERP and accounting tools, including NetSuite and Dynamics 365
Where it doesn't
- Pricing requires contacting sales
- Payment methods are limited to cards and ACH
- No marketplace capability is described
Our verdict on PayTrace
PayTrace provides payment gateway and merchant processing services for businesses, with a focus on B2B payments. It is suited to teams that take card and ACH payments across online, in-person, and phone channels, particularly those connecting payment workflows with ERP or accounting systems. A virtual terminal handles manually entered payments, while email payment links and Pay Now buttons offer ways to collect payments remotely. The platform is cloud-based and available through web and API access.
Its B2B feature set goes beyond basic checkout. PayTrace supports recurring and scheduled payments, stores payment information in a customer vault, and offers hosted payment fields for ecommerce. For business-to-business card transactions, Level II and Level III processing and interchange optimization are available. Accounts receivable automation and ERP-embedded payments extend its role into finance workflows. Listed integrations include Microsoft Dynamics 365 Business Central, Acumatica, QuickBooks Online, Oracle NetSuite, Odoo, Sage, and Shopware; transaction reporting and software synchronization help connect payment activity with business systems.
PayTrace is a reasonable fit for organizations that need these payment and receivables functions together, and its API, sandbox, and documentation provide routes for technical integration. The vendor identifies PCI DSS compliance and offers email, phone, and documentation support. Pricing is handled through sales rather than published plans, so buyers should expect a sales conversation to assess cost and fit. Teams looking for a broad range of payment methods or a marketplace for extensions should consider alternatives; PayTrace’s stated payment methods are credit and debit cards and ACH, and no marketplace capability is described.
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PayTrace pricing
PayTrace fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Payment methods | Credit and debit cards; ACH |
| Supported currencies | Not verified |
| Recurring payments | Yes |
| Marketplace payments | Not verified |
| Payout countries | Not verified |
| API and SDK coverage | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | PCI DSS |
| Support | Email, Phone, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 7 integrations: Microsoft Dynamics 365 Business Central, Acumatica, QuickBooks Online, Oracle NetSuite, Odoo, Sage … See all → |
| Pricing | Pricing on request |
| Website | paytrace.net |
| Facts checked | 25 Sep 2026 |
PayTrace integrations
PayTrace lists 7 integrations on its own site.
- Microsoft Dynamics 365 Business Central
- Acumatica
- QuickBooks Online
- Oracle NetSuite
- Odoo
- Sage
- Shopware
See all PayTrace integrations →
Alternatives to PayTrace
- Stripe PaymentsBroad payment coverage for businesses selling online, in person, or through marketplaces.9.3
- AdyenA broad payment platform for businesses managing online, mobile, and marketplace flows.9.2
- PayPal for BusinessA flexible PayPal checkout option with payment tools for online, in-person, and mobile sales.9.1
See all PayTrace alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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