Best PayLolly Virtual Terminal Alternatives in 2026
The top PayLolly Virtual Terminal alternatives are Authorize.net, EBizCharge Virtual Terminal and CoreGateway Virtual Terminal: 15 virtual terminal software our editors would look at instead of PayLolly Virtual Terminal, in our ranking order.
PayLolly Virtual Terminal: A broad payment-orchestration layer for businesses managing complex processor ecosystems. Where it falls short: pricing requires a sales conversation instead of published plan comparisons.
Switching from PayLolly Virtual Terminal? For most virtual terminal software buyers the best PayLolly Virtual Terminal alternative is Authorize.net, built for established businesses needing a full virtual terminal. On a budget, Chase Orbital Virtual Terminal starts at $9.95/mo. PayPal Payments has a free plan.
Why People Look for a PayLolly Virtual Terminal Alternative
- Pricing requires a sales conversation instead of published plan comparisons
- Requires an internet-connected browser-based workflow
- Not open source for teams seeking code-level product control
Quick Picks by What You Need
- Best overallAuthorize.net9.4
Established businesses needing a full virtual terminal
Visit Authorize.net - Lowest priceChase Orbital Virtual Terminal8.4
Paid plans from $9.95/mo
Visit Chase Orbital Virtual Terminal - Best free optionPayPal Payments7.9
Has a free plan
Visit PayPal Payments
All 15 PayLolly Virtual Terminal Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forEstablished businesses needing a full virtual terminal
- Better than PayLolly Virtual Terminal:
- Editor score 9.4 vs 6.7
A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.
- Recurring payments
9.4/10★★★★★Visit Authorize.net -
Best forBusinesses needing invoicing and accounting workflows
- Better than PayLolly Virtual Terminal:
- Editor score 9.2 vs 6.7
A browser-based payment terminal with invoicing, recurring billing, and accounting integrations.
- Invoices
- Customer records
- Refunds
9.2/10★★★★★Visit EBizCharge -
Best forTeams needing controls and payment flexibility
- Better than PayLolly Virtual Terminal:
- Editor score 9.0 vs 6.7
A flexible browser terminal for teams managing card, ACH, recurring, and invoice payments.
- Invoices
- Customer records
- Refunds
9.0/10★★★★☆Visit CoreGateway -
Best forBusinesses needing reporting and workflow integrations
- Better than PayLolly Virtual Terminal:
- Editor score 8.9 vs 6.7
A reporting-focused payment portal with recurring billing, invoices, and broad workflow integrations.
- Invoices
- Customer records
- Refunds
8.9/10★★★★☆Visit PayJunction -
Best forBusinesses wanting broad omnichannel payments
- Better than PayLolly Virtual Terminal:
- Editor score 8.8 vs 6.7
A broad payment platform combining virtual terminals with online, in-person and bank payments.
8.8/10★★★★☆Visit Helcim -
Best forComplex merchants needing broad payment infrastructure
- Better than PayLolly Virtual Terminal:
- Editor score 8.7 vs 6.7
Broad payment infrastructure for complex merchants, with contact-sales pricing.
- Recurring payments
8.7/10★★★★☆Visit NMI -
Best forInternational and marketplace payment operations
- Better than PayLolly Virtual Terminal:
- Editor score 8.6 vs 6.7
A broad payment platform for international, recurring, and marketplace operations.
- Recurring payments
8.6/10★★★★☆Visit Cybersource -
Best forGlobal omnichannel merchants and developers
- Better than PayLolly Virtual Terminal:
- Editor score 8.5 vs 6.7
A broad payment stack for merchants and developers, with paid pricing and a checkout-led Ecommerce plan.
- Recurring payments
8.5/10★★★★☆Try Global Payments -
Best forBudget-conscious card-only phone-order processing
- Better than PayLolly Virtual Terminal:
- Editor score 8.4 vs 6.7
A low-cost virtual terminal for card-only phone, mail, and recurring payments.
- Customer records
- Refunds
- Recurring payments
8.4/10★★★★☆Visit Chase Orbital -
Best forMerchants needing reconciliation and batch controls
- Better than PayLolly Virtual Terminal:
- Editor score 8.3 vs 6.7
A Moneris-focused virtual terminal with strong reconciliation and batch controls.
- Customer records
- Refunds
- Recurring payments
8.3/10★★★★☆Visit Moneris -
Best forSmall businesses needing browser and mobile access
- Better than PayLolly Virtual Terminal:
- Editor score 8.2 vs 6.7
A practical virtual terminal for remote payments, with pricing and integrations requiring closer review.
- Invoices
- Customer records
- Refunds
8.2/10★★★★☆Visit Payline -
Best forBusinesses prioritizing integrations and customer records
- Better than PayLolly Virtual Terminal:
- Editor score 8.1 vs 6.7
A flexible payment terminal for businesses that value integrations and customer records.
- Invoices
- Customer records
- Recurring payments
8.1/10★★★★☆Visit Redde -
Best forOmnichannel merchants needing terminal and online payments
- Better than PayLolly Virtual Terminal:
- Editor score 8.0 vs 6.7
A broad payment platform for merchants that need virtual terminal and omnichannel capabilities.
8.0/10★★★★☆Visit Heartland -
Best forBusinesses wanting broad payment-method coverage
- Better than PayLolly Virtual Terminal:
- Editor score 7.9 vs 6.7
Broad payment coverage with APIs, hosted checkout, links, invoicing, and marketplace support.
- Recurring payments
7.9/10★★★★☆Visit PayPal -
Best forMobile-first merchants needing a virtual terminal
- Better than PayLolly Virtual Terminal:
- Editor score 7.8 vs 6.7
A flexible virtual terminal with mobile payments, invoices, ACH, and recurring billing.
- Recurring payments
7.8/10★★★★☆Visit SwipeSimple
PayLolly Virtual Terminal Alternatives: Common Questions
What is the best alternative to PayLolly Virtual Terminal?
Authorize.net: #1 in our Virtual Terminal Software ranking, with an editor score of 9.4 out of 10. A full virtual terminal with recurring billing, ACH, fraud tools, reporting, and APIs.
Is there a free alternative to PayLolly Virtual Terminal?
Yes. PayPal Payments has a free plan or a free tier.
What is the cheapest paid alternative to PayLolly Virtual Terminal?
Of the alternatives here that publish a price, Chase Orbital Virtual Terminal starts lowest, at $9.95/mo.
Why do people look for PayLolly Virtual Terminal alternatives?
Pricing requires a sales conversation instead of published plan comparisons; Requires an internet-connected browser-based workflow; Not open source for teams seeking code-level product control.
How do I switch from PayLolly Virtual Terminal?
Export your data from PayLolly Virtual Terminal (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel PayLolly Virtual Terminal.
How to Switch from PayLolly Virtual Terminal
- Export your data from PayLolly Virtual Terminal (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel PayLolly Virtual Terminal.
PayLolly Virtual Terminal vs Each Alternative
| # | Tool | Free plan | Paid from | Recurring payments | Score |
|---|---|---|---|---|---|
| 25 | PayLolly Virtual Terminal | 6.7 | |||
| 1 | Authorize.net | No | $25/mo | Yes | 9.4 |
| 2 | EBizCharge Virtual Terminal | No | Yes | 9.2 | |
| 3 | CoreGateway Virtual Terminal | No | Yes | 9.0 | |
| 4 | PayJunction Virtual Terminal | No | Yes | 8.9 | |
| 5 | Helcim | No | 8.8 | ||
| 6 | NMI | Yes | 8.7 | ||
| 7 | Cybersource | Yes | 8.6 | ||
| 8 | Global Payments | No | Yes | 8.5 | |
| 9 | Chase Orbital Virtual Terminal | No | $9.95/mo | Yes | 8.4 |
| 10 | Moneris Merchant Resource Center | Yes | 8.3 | ||
| 11 | Payline Virtual Terminal | No | Yes | 8.2 | |
| 12 | Redde Virtual Terminal | No | Yes | 8.1 | |
| 13 | Heartland Payments+ | 8.0 | |||
| 14 | PayPal Payments | Yes | Yes | 7.9 | |
| 15 | SwipeSimple | Yes | 7.8 |
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Last updated · How we research and update