PayJunction ACH Payment Processing
PayJunction ACH Payment Processing: A flexible ACH processor for recurring payments, hosted links, APIs, and rejection management. Ranked #7 of 21 in ACH Payment Processing Software by our editors (8.1/10); pricing: Paid; best for businesses wanting ACH links and rejection management.
At a glance
- Editor score8.1 / 10
- PricingPaid
- Best forBusinesses wanting ACH links and rejection management
- Free planNo
- Recurring ACH paymentsYes
- Founded2000 · 1903 State Street, Santa Barbara, CA 93101, USA
- Facts checked20 Sep 2026
Where it wins
- Recurring ACH schedules with authorization forms and customer signatures
- Hosted payment links plus browser-based no-code integration
- REST API, webhooks, and ACH rejection management with re-billing
Where it doesn't
- No free plan is available
- Standard and Surcharge rates are advertised as “as low as”
- Enterprise pricing requires submitted statements
Our verdict on PayJunction ACH Payment Processing
PayJunction ACH Payment Processing provides ACH and card payment processing for merchant businesses, including dental, veterinary, medical, and automotive companies. Its ACH tools cover electronic check transactions, recurring payment schedules, authorization forms, customer signatures, hosted payment links, and payment rejection management. Businesses can send payment links by email or text, while developers can connect through a REST API. The product is suited to organizations that need recurring bank-account payments alongside operational tools for collecting authorizations and handling rejected transactions.
The published plans show three pricing options. Standard lists ACH processing as low as 0.75% and card rates as low as 1.49%. Enterprise uses custom pricing based on submitted statements. Surcharge lists ACH processing as low as 0.75% and credit cards as low as 0% where eligible. According to the vendor's pricing information, these are percentage-based processing rates rather than a monthly software subscription, and additional fees may apply. Businesses should compare their transaction profile and eligibility before selecting a plan.
Integration depth is a major part of the offering. The REST API supports ACH and card transactions, while webhooks cover transaction, customer, deposit, and settlement events. Browser-based business software can connect through a no-code payment integration, and the platform integrates with Zapier, Google Sheets, and QuickBooks Online. PayJunction also supports web and Chrome extension access. Choose it if ACH links, recurring schedules, API connectivity, and rejection re-billing are central requirements. Businesses seeking a free plan or a simple fixed-price subscription should consider a different payment product.
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PayJunction ACH Payment Processing pricing
All 3 PayJunction ACH Payment Processing plans and prices →
PayJunction ACH Payment Processing fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Recurring ACH payments | Yes |
| ACH credit support | Yes |
| Same-day ACH | Not verified |
| Payment links | Yes |
| API access | Yes |
| Webhook support | Yes |
| ACH transaction limit | Not verified |
| Deployment | Cloud, Browser extension |
| Platforms | Web, Chrome extension |
| Compliance & security | 2FA |
| Support | Email, Phone, Tickets, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 7,000+ integrations: Zapier, Google Sheets, QuickBooks Online |
| Pricing | Paid (source) |
| Website | www2.payjunction.com |
| Facts checked | 20 Sep 2026 |
PayJunction ACH Payment Processing integrations
PayJunction ACH Payment Processing lists 7,000+ integrations on its own site — the 3 named here are the ones its pages call out.
- Zapier
- Google Sheets
- QuickBooks Online
Alternatives to PayJunction ACH Payment Processing
- NickelA flexible ACH and invoicing platform with a free tier and paid automation.9.4
- ACHQA broad ACH toolkit with published monthly plans for growing payment programs.9.2
- DwollaA mature API platform for businesses that need ACH, RTP, and FedNow payments.9.0
See all PayJunction ACH Payment Processing alternatives →
PayJunction ACH Payment Processing vs the competition
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- PayJunction ACH Payment Processing vs Paymentus
- PayJunction ACH Payment Processing vs Authorize.net
Compare PayJunction ACH Payment Processing with any tool side by side →
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The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used PayJunction ACH Payment Processing for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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