PayAnywhere review
A flexible mobile POS for small businesses accepting cards, wallets, invoices, and offline payments.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
PayAnywhere is a mobile payment processing and point-of-sale platform for small businesses that take payments in stores, on job sites, online, or while moving between locations. It supports smartphones and tablets across web, iOS, and Android, with payment acceptance for EMV chip cards, magstripe cards, contactless cards, debit cards, Apple Pay, Samsung Pay, and other digital wallets. Retailers, food trucks, contractors, mobile entrepreneurs, and other small businesses can also manage invoices, recurring payments, inventory, employees, customers, reporting, deposits, and funding through the app and Payments Hub.
The published plans show a Pay as you go option with 2.69% for swipe, dip, or tap transactions and a 3.49% rate for keyed transactions. Custom pricing is based on processing volume, average transaction amount, and other business factors. The platform combines payment acceptance with operational tools rather than focusing only on checkout: merchants can create one-time and recurring invoices, capture transactions offline for later processing, manage employee roles and permissions, and track inventory. Default funding is within one business day, while same-day funding may be available to eligible merchants.
PayAnywhere fits businesses that need broad payment support without requiring a separate reader for Tap to Pay on iPhone. Optional Bluetooth card readers provide another acceptance path, and Homebase is the listed integration. The main boundaries are its United States availability and separate per-item and per-device fees for Tap to Pay on iPhone. Businesses needing a mobile POS with invoices, inventory, offline capture, and employee controls should consider PayAnywhere; companies operating outside the United States or seeking a wider listed integration ecosystem should look elsewhere.
PayAnywhere pros and cons
- Where it wins
- Accepts chip, magstripe, contactless, debit, and digital wallets
- Tap to Pay on iPhone works without an extra card reader
- Includes invoices, inventory, employee controls, and offline capture
- Where it doesn't
- Currently available only in the United States
- Tap to Pay on iPhone has separate per-item and per-device fees
- The listed integration is limited to Homebase
PayAnywhere fact sheet, pricing and score →
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