Pabopay
Pabopay: An API-first marketplace payments platform built for seller payouts and compliance. Ranked #20 of 28 in Marketplace Payment Platforms by our editors (7.1/10); pricing: Paid; best for API-first platforms needing instant seller payouts.
At a glance
- Editor score7.1 / 10
- PricingPaid
- Best forAPI-first platforms needing instant seller payouts
- Free planNo
- Paid from€0.20/unit usage-based
- Seller onboardingYes
- Founded2024
- Facts checked20 Sep 2026
Where it wins
- Splits payments across unlimited sellers and platform fees
- Supports embedded onboarding, KYC/AML, ledgers and tax reporting
- Offers same-day and instant payouts across multiple rails
Where it doesn't
- Launch and Scale combine percentage fees with €0.20 per split
- Enterprise pricing uses committed-volume and custom terms
- Founded in 2024, so its operating history is shorter
Our verdict on Pabopay
Pabopay is an API-first payments platform for marketplaces and platforms that collect buyer payments, allocate funds across multiple sellers and platform fees, and manage seller payouts. Its REST API, webhooks and 6 SDKs support connected seller accounts, while embedded onboarding and KYC/AML verification address seller activation. The product suits businesses that need payment splitting, balances, payout scheduling and compliance workflows in one platform.
Pricing is structured across three plans. Launch costs €0.20 per split plus 0.6% of the captured amount and includes unlimited seller splits, same-day payouts in 58 currencies, embedded onboarding and KYC, and API tooling. Scale keeps the €0.20 per-split fee while reducing the percentage fee to 0.4%; it adds instant payouts on SEPA Instant, Pix and FedNow, reserves, configurable risk holds, DAC7 and 1099-K tax reporting, and priority support with a 99.9% uptime SLA. Enterprise uses interchange-plus and committed-volume pricing, with multi-entity ledgers, data residency, custom payout rails and treasury terms, and a custom SLA up to 99.99% with credits.
The standout capability is the combination of marketplace money movement and control features: double-entry ledger balances, release timing, reserves, risk holds and scheduled payouts are paired with seller onboarding and tax reporting. Pabopay supports bank accounts, cards and wallets, but its platform access is API-based, making it a stronger fit for teams with engineering resources than for businesses seeking a no-code payment product. Buyers needing instant or same-day seller payouts, connected accounts and marketplace-specific compliance tools should consider it; organizations seeking a longer-established provider or a simpler checkout tool may prefer an alternative.
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Pabopay pricing
All 3 Pabopay plans and prices →
Pabopay fact sheet
| Free plan | No |
|---|---|
| Paid from | €0.20/unit usage-based |
| Seller onboarding | Yes |
| Split payments | Yes |
| Commission tools | Yes |
| Payout scheduling | Not verified |
| KYC/KYB support | Yes |
| Seller country coverage | Not verified |
| Payment methods | bank accounts, cards, wallets |
| Deployment | Cloud |
| Compliance & security | SOC 2, ISO 27001, GDPR, PCI DSS |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Paid (source) |
| Website | pabopay.com |
| Facts checked | 20 Sep 2026 |
Alternatives to Pabopay
- AdyenA broad marketplace payments platform with global methods, split payments, and payouts.9.4
- Stripe ConnectA paid marketplace payments platform with advanced account, compliance, and payout controls.9.2
- Checkout.comA broad marketplace payments platform for global acquiring, payouts, and payment operations.9.0
See all Pabopay alternatives →
Also Ranked In
Pabopay is ranked in 2 of our directories.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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