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OpenWrks

Freemium#20 of 50 in Banking APIs

OpenWrks: A focused Open Banking suite for affordability, budgeting and financial wellbeing. Ranked #20 of 50 in Banking APIs by our editors (7.2/10); pricing: Free plan · pricing on request; best for affordability and budgeting use cases.

7.2/10Editor score
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OpenWrks7.2 Visit OpenWrks

At a glance

  • Editor score
    7.2 / 10
  • Pricing
    Free plan · pricing on request
  • Best for
    Affordability and budgeting use cases
  • Free plan
    Yes
  • Transaction data
    Yes
  • Founded
    2015 · Nottingham, United Kingdom
  • Facts checked
    20 Oct 2026

  • Where it wins

    • Account information and real-time affordability capabilities
    • MyBudget combines budgeting, forecasting and conversational-AI support
    • ISO 27001 and GDPR compliance with email, phone and chat support

  • Where it doesn't

    • Business access follows a demo-led, contact-sales model
    • Its applications focus on lenders, collections businesses and consumers
    • Conversational-AI support is centered on the MyBudget application

Our verdict on OpenWrks

OpenWrks provides Open Banking applications for lenders, collections businesses and consumers. Its services let users connect bank accounts and share financial data with trusted businesses, while applications such as MyBudget handle income-and-expenditure budgeting, spending analysis, forecasting and financial wellbeing. The platform supports web and API access, cloud and mobile deployment, and is designed for small, mid-market and enterprise organizations. OpenWrks is operated by Business Finance Technology Group Ltd and is headquartered in Nottingham, United Kingdom.

The published offering includes free access, while business partnerships use a demo-led, contact-based model. OpenWrks’ strongest capabilities center on affordability and budgeting: account information services retrieve bank-account data, data refresh is real time, and lenders can run real-time affordability assessments. MyBudget adds conversational-AI support alongside budgeting and forecasting tools. Identity authentication during service registration and secure sharing with referring businesses extend the service beyond simple transaction retrieval.

For governance and buyer support, OpenWrks lists ISO 27001 and GDPR compliance, FCA authorisation as an Account Information Services Provider, and support through email, phone and chat. The product’s scope is intentionally application-led, with emphasis on affordability, collections and consumer financial management rather than a broad catalogue of unrelated banking infrastructure. Buyers seeking budgeting workflows, affordability decisions or financial-wellbeing applications should find the focus relevant. Teams wanting a self-directed, developer-first purchasing path or a wider general-purpose API portfolio may prefer a different option. OpenWrks is therefore best suited to organizations that can engage through its partnership process and need practical Open Banking applications around financial assessment and budgeting.

Your product? Our editors can test OpenWrks in depth and publish a review, labelled as paid · from $149/mo →

OpenWrks pricing

Plans Free plan · pricing on requestFreemium A usable free plan; paid tiers unlock the limits above. Prices checked 20 Oct 2026.
See plans on openwrks.com

OpenWrks fact sheet

Free planYes
Paid fromNot verified
Transaction dataYes
Bank identity checksYes
Account verificationNot verified
Coverage scopeNot verified
Data refreshReal_time
WebhooksNot verified
DeploymentCloud, Mobile
PlatformsWeb
Compliance & securityISO 27001, GDPR
SupportEmail, Phone, Live chat
Built forSmall business, Mid-market, Enterprise (editorial estimate)
PricingFree plan · pricing on request
Websiteopenwrks.com
Facts checked20 Oct 2026

Alternatives to OpenWrks

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Featured on iTechGuides

Featured on iTechGuides — OpenWrks 7.2/10

OpenWrks is listed in our Banking APIs directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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