ONE ZERO

At a glance

• Editor score
  5.4 / 10
• Pricing
  Free plan
• Best for
  Israeli users seeking banking plus financial planning
• Free plan
  Yes
• Account scope
  Both
• Facts checked
  14 Nov 2026

• Where it wins

  • Combines current accounts, savings deposits and foreign-currency services
  • Offers securities trading and connected-account financial views
  • One Business adds VAT and digital invoice management

• Where it doesn't

  • Services are managed through the mobile app
  • Account opening is limited by residency and eligibility requirements
  • Cash deposits are not currently available

Our verdict on ONE ZERO

ONE ZERO brings personal banking and financial planning into a mobile app for eligible Israeli residents. Its accounts offer pay-as-you-use or subscription options, alongside payment cards, savings deposits, foreign-currency accounts and securities trading. The app also includes a daily financial check-up and a view of connected accounts across multiple banks. Pension services and advice are available on subscription plans. A separate One Business account targets small businesses that are not corporations.

Plan choice shapes the service. Zero uses pay-as-you-use pricing, with no main current-account fees and no management or custody fees. One adds a personal digital banking service, extended fee exemptions and securities trading. One+ includes One benefits and 10 securities transactions per month, with no management or custody fees. One Business includes One account benefits and adds automatic VAT management and digital invoice management. Pricing is published in Israeli shekels; the listed starting price is 49. The available features make it worth comparing the subscription benefits with the services an account holder expects to use.

The strongest fit is someone who wants banking and financial oversight together: the app can scan account and card activity, show connected accounts, and bring savings, foreign-currency services and trading into the same mobile setting. That concentration is also a limitation for people who prefer desktop access or need cash deposits, which are not currently available. Account opening is subject to approval and eligibility; the stated limits include Israeli residency, age over 18, and no foreign tax residency or US citizenship. Small businesses seeking VAT and invoice tools may consider One Business, while users outside those eligibility conditions or needing cash deposits should look elsewhere.

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ONE ZERO pricing

All 4 ONE ZERO plans and prices →

ONE ZERO fact sheet

Alternatives to ONE ZERO

• SBStarling BankA no-monthly-fee UK bank account with budgeting, payments and savings tools.9.3
• BbunqFlexible European banking with personal and business accounts, cards, and international transfers.9.2
• MonzoA free UK current account with budgeting tools, card controls and paid feature tiers.9.1

See all ONE ZERO alternatives →

Featured on iTechGuides

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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026

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Last updated 14 Nov 2026 · How we research and update