Best MtgCalc: Mortgage Calculator Alternatives in 2026
The top MtgCalc: Mortgage Calculator alternatives are Chase Mortgage Calculator, Bankrate Mortgage Calculator and Fannie Mae Mortgage Calculator: 15 mortgage calculator apps our editors would look at instead of MtgCalc: Mortgage Calculator, in our ranking order.
MtgCalc: Mortgage Calculator: A free web and iOS calculator for comparing fixed-rate mortgage scenarios. Where it falls short: models fixed-rate loans only, not adjustable-rate resets.
Switching from MtgCalc: Mortgage Calculator? For most mortgage calculator apps buyers the best MtgCalc: Mortgage Calculator alternative is Chase Mortgage Calculator, built for comprehensive U.S. mortgage planning.
Why People Look for a MtgCalc: Mortgage Calculator Alternative
- Models fixed-rate loans only, not adjustable-rate resets
- The iOS app does not include refinancing or extra-principal modeling
- Estimates are educational, not loan offers or approvals
- No aRM calculations — 2 of the alternatives below have it
Quick Picks by What You Need
- Best overallChase Mortgage Calculator9.4
Comprehensive U.S. mortgage planning
Visit Chase Mortgage Calculator - Best free optionChase Mortgage Calculator9.4
Has a free plan
Visit Chase Mortgage Calculator - Best for arm calculationsZillow Mortgage Calculator8.8
ARM calculations (MtgCalc: Mortgage Calculator: no)
Visit Zillow Mortgage Calculator
All 15 MtgCalc: Mortgage Calculator Alternatives, Ranked
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
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Best forComprehensive U.S. mortgage planning
- Better than MtgCalc: Mortgage Calculator:
- Editor score 9.4 vs 7.1
Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.4/10★★★★★Visit Chase -
Best forHomebuyers comparing payments and loan costs
- Better than MtgCalc: Mortgage Calculator:
- Editor score 9.3 vs 7.1
A free web calculator for detailed mortgage payment and affordability estimates.
- Property-tax inputs
- Insurance inputs
- Amortization schedule
9.3/10★★★★★Visit Bankrate -
Best forIntegrated payment, affordability and refinance analysis
- Better than MtgCalc: Mortgage Calculator:
- Editor score 9.2 vs 7.1
A free web calculator with payment breakdowns plus separate affordability and refinance tools.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.2/10★★★★★Visit Fannie Mae -
Best forComparing mortgage deals and overpayments
- Better than MtgCalc: Mortgage Calculator:
- Editor score 9.1 vs 7.1
A free set of calculators for comparing mortgage deals, payments and overpayments.
- Refinance scenarios
- Affordability analysis
9.1/10★★★★★Visit site -
Best forAmortization and scenario comparisons
- Better than MtgCalc: Mortgage Calculator:
- Editor score 9.0 vs 7.1
A free web calculator for comparing mortgage payments, costs, and amortization scenarios.
- Refinance scenarios
- Property-tax inputs
- Insurance inputs
9.0/10★★★★☆Visit TransUnion -
Best forStraightforward payment and amortization planning
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.9 vs 7.1
A free web calculator for estimating mortgage costs and viewing annual amortization.
- Property-tax inputs
- Insurance inputs
- Amortization schedule
8.9/10★★★★☆Visit NerdWallet -
Best forU.S. buyers comparing fixed and ARM loans
- Better than MtgCalc: Mortgage Calculator:
- ARM calculations
- Editor score 8.8 vs 7.1
A free web calculator for comparing fixed-rate and ARM mortgage payment estimates.
- ARM calculations
- Property-tax inputs
- Insurance inputs
8.8/10★★★★☆Visit Zillow -
Best forAffordability, refinance and ARM estimates
- Better than MtgCalc: Mortgage Calculator:
- ARM calculations
- Editor score 8.7 vs 7.1
A free web calculator for purchase, refinance, affordability and ARM payment estimates.
- ARM calculations
- Refinance scenarios
- Affordability analysis
8.7/10★★★★☆Visit Kiplinger -
Best forUK borrowing and repayment estimates
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.6 vs 7.1
A free web tool for estimating UK borrowing, repayments, rate changes and overpayments.
- Affordability analysis
8.6/10★★★★☆Visit HSBC UK -
Best forCanadian affordability and payment planning
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.5 vs 7.1
A free web calculator for Canadian mortgage payments and home affordability estimates.
- Property-tax inputs
- Insurance inputs
- Affordability analysis
8.5/10★★★★☆Visit site -
Best forANZ borrowers comparing repayment options
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.4 vs 7.1
A free web calculator for comparing ANZ and custom-rate repayment scenarios.
- Refinance scenarios
8.4/10★★★★☆Visit ANZ -
Best forEstimating maximum affordable purchase price
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.3 vs 7.1
A free web calculator for estimating an affordable home purchase price.
- Property-tax inputs
- Insurance inputs
- Affordability analysis
8.3/10★★★★☆Visit Fannie Mae -
Best forQuick payment estimates with local costs
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.2 vs 7.1
A free web calculator for mortgage estimates with ZIP-based tax and insurance inputs.
- Property-tax inputs
- Insurance inputs
8.2/10★★★★☆Visit site -
Best forHome buying-power estimates
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.1 vs 7.1
A free web calculator that estimates buying power from income, debt, location and funds.
- Affordability analysis
8.1/10★★★★☆Visit Realtor.com -
Best forSimple UK repayment estimates
- Better than MtgCalc: Mortgage Calculator:
- Editor score 8.0 vs 7.1
A free web calculator for UK mortgage repayment and interest-only estimates.
8.0/10★★★★☆Visit MoneyHelper
MtgCalc: Mortgage Calculator Alternatives: Common Questions
What is the best alternative to MtgCalc: Mortgage Calculator?
Chase Mortgage Calculator: #1 in our Mortgage Calculator Apps ranking, with an editor score of 9.4 out of 10. Free web calculators cover mortgage payments, affordability, refinancing and loan scenarios.
Is there a free alternative to MtgCalc: Mortgage Calculator?
Yes. Chase Mortgage Calculator, Bankrate Mortgage Calculator, Fannie Mae Mortgage Calculator, MoneySavingExpert Ultimate Mortgage Calculator and TransUnion Mortgage Calculator have a free plan or a free tier (15 of the 15 alternatives on this page).
Why do people look for MtgCalc: Mortgage Calculator alternatives?
Models fixed-rate loans only, not adjustable-rate resets; The iOS app does not include refinancing or extra-principal modeling; Estimates are educational, not loan offers or approvals.
How do I switch from MtgCalc: Mortgage Calculator?
Export your data from MtgCalc: Mortgage Calculator (most tools have an export in their settings). Sign up for the alternative; start on its free plan or trial if it has one. Import your export and set up the integrations your team relies on. Run both side by side for a short while, then cancel MtgCalc: Mortgage Calculator.
How to Switch from MtgCalc: Mortgage Calculator
- Export your data from MtgCalc: Mortgage Calculator (most tools have an export in their settings).
- Sign up for the alternative; start on its free plan or trial if it has one.
- Import your export and set up the integrations your team relies on.
- Run both side by side for a short while, then cancel MtgCalc: Mortgage Calculator.
MtgCalc: Mortgage Calculator vs Each Alternative
| # | Tool | Free plan | Paid from | Amortization schedule | Affordability analysis | Refinance scenarios | Property-tax inputs | Score |
|---|---|---|---|---|---|---|---|---|
| 24 | MtgCalc: Mortgage Calculator | Yes | Free | Yes | Yes | Yes | Yes | 7.1 |
| 1 | Chase Mortgage Calculator | Yes | Free | Yes | Yes | Yes | Yes | 9.4 |
| 2 | Bankrate Mortgage Calculator | Yes | Free | Yes | Yes | No | Yes | 9.3 |
| 3 | Fannie Mae Mortgage Calculator | Yes | Free | Yes | Yes | Yes | 9.2 | |
| 4 | MoneySavingExpert Ultimate Mortgage Calculator | Yes | Free | Yes | Yes | 9.1 | ||
| 5 | TransUnion Mortgage Calculator | Yes | Free | Yes | No | Yes | Yes | 9.0 |
| 6 | NerdWallet Mortgage Calculator | Yes | Free | Yes | No | No | Yes | 8.9 |
| 7 | Zillow Mortgage Calculator | Yes | Free | Yes | No | No | Yes | 8.8 |
| 8 | Kiplinger Mortgage Calculator | Yes | Free | Yes | Yes | 8.7 | ||
| 9 | HSBC UK Mortgage Calculators | Yes | Free | No | Yes | No | No | 8.6 |
| 10 | TD Mortgage Payment Calculator | Yes | Free | No | Yes | No | Yes | 8.5 |
| 11 | ANZ Home Loan Repayment Calculator | Yes | Free | No | Yes | 8.4 | ||
| 12 | Fannie Mae Mortgage Affordability Calculator | Yes | Free | No | Yes | No | Yes | 8.3 |
| 13 | Rocket Mortgage Calculator | Yes | Free | No | No | No | Yes | 8.2 |
| 14 | Realtor.com Home Affordability Calculator | Yes | Free | Yes | 8.1 | |||
| 15 | MoneyHelper Mortgage Repayment Calculator | Yes | Free | No | No | 8.0 |
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
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