MoneyTime
MoneyTime: A complete web-based financial literacy curriculum with lessons, practice, assessments, and reports. Ranked #25 of 25 in Financial Literacy Apps by our editors (6.7/10); pricing: 30-day trial; best for schools buying a complete curriculum.
At a glance
- Editor score6.7 / 10
- Pricing30-day trial
- Best forSchools buying a complete curriculum
- Free planNo
- Paid from$6/user/yr
- Investing lessonsYes
- Facts checked21 Sep 2026
Where it wins
- Covers budgeting, credit, investing, and personal finance
- Combines lessons with a money-management game and graded assessments
- Includes progress reports, educator guides, and parent-child modules
Where it doesn't
- No free plan is available
- Consumer pricing starts at $12.95 per child monthly
- Access is web-based rather than offered through native apps
Our verdict on MoneyTime
MoneyTime is a web-based financial literacy program for children ages 10 to 15. It is designed for parents, homeschoolers, teachers, and schools that want a structured curriculum rather than a standalone budgeting activity. Self-directed lessons cover earning, saving, budgeting, credit, investing, property, business, and related personal-finance topics. The program also includes a money-management game where students earn, save, spend, invest, and donate virtual money, giving the curriculum a practice component alongside its instructional content.
The curriculum and reporting tools are the main reasons to consider MoneyTime for organized education programs. Quizzes and tests are automatically graded, while student progress reports help educators track completion and performance. Lesson guides include outcomes, vocabulary, teaching tips, and activities. Optional parent-child modules extend the program beyond classroom use, and completion certificates and leaderboards add defined milestones. Schools can also choose the plan designed for US 9th and 10th grade students, priced at $6 per pupil per year with a free 30-day trial.
Pricing is structured around individual children and school use. The Monthly Subscription costs $12.95 per child per month, has no minimum contract, and can be canceled through the customer portal. The One Year License costs $66 per child per year, includes no recurring billing and a 60-day money-back guarantee, and offers a 25% discount on each additional child. Parents do not receive a free trial, while the school plan has a free 30-day trial. MoneyTime suits buyers seeking broad curriculum coverage, assessment, and reporting in one web-based program; those wanting a free option or a native mobile experience should look elsewhere.
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MoneyTime pricing
All 3 MoneyTime plans and prices →
MoneyTime fact sheet
| Free plan | No |
|---|---|
| Paid from | $6/user/yr |
| Budgeting lessons | Yes |
| Credit lessons | Yes |
| Investing lessons | Yes |
| Financial simulations | Yes |
| Guided practice | Yes |
| Personalized learning | Not verified |
| Free trial | 30 days |
| Money-back guarantee | 60 days |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | GDPR |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | 30-day trial (source) |
| Website | moneytimekids.com |
| Facts checked | 21 Sep 2026 |
Alternatives to MoneyTime
- FinfluentA free, broad financial-literacy app with lessons, practice, tools, and gamification.9.4
- EVERFI Financial EducationA free, standards-aligned financial literacy curriculum with reporting and offline resources.9.2
- FDIC Money SmartA free, broad financial education program for families, educators, and organizations.9.1
See all MoneyTime alternatives →
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Featured on iTechGuides
MoneyTime is listed in our Financial Literacy Apps directory. Add the badge to your site — it links back to this page.
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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