MoneyTime review
A complete web-based financial literacy curriculum with lessons, practice, assessments, and reports.
Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
MoneyTime is a web-based financial literacy program for children ages 10 to 15. It is designed for parents, homeschoolers, teachers, and schools that want a structured curriculum rather than a standalone budgeting activity. Self-directed lessons cover earning, saving, budgeting, credit, investing, property, business, and related personal-finance topics. The program also includes a money-management game where students earn, save, spend, invest, and donate virtual money, giving the curriculum a practice component alongside its instructional content.
The curriculum and reporting tools are the main reasons to consider MoneyTime for organized education programs. Quizzes and tests are automatically graded, while student progress reports help educators track completion and performance. Lesson guides include outcomes, vocabulary, teaching tips, and activities. Optional parent-child modules extend the program beyond classroom use, and completion certificates and leaderboards add defined milestones. Schools can also choose the plan designed for US 9th and 10th grade students, priced at $6 per pupil per year with a free 30-day trial.
Pricing is structured around individual children and school use. The Monthly Subscription costs $12.95 per child per month, has no minimum contract, and can be canceled through the customer portal. The One Year License costs $66 per child per year, includes no recurring billing and a 60-day money-back guarantee, and offers a 25% discount on each additional child. Parents do not receive a free trial, while the school plan has a free 30-day trial. MoneyTime suits buyers seeking broad curriculum coverage, assessment, and reporting in one web-based program; those wanting a free option or a native mobile experience should look elsewhere.
Questions about MoneyTime
Does MoneyTime have a free plan? No free plan is listed; paid plans start at $6/user/yr (School plan for 9th and 10th grades).
How much does MoneyTime cost? MoneyTime lists 3 paid plans; the lowest is School plan for 9th and 10th grades at $6/user/yr.
Is there a free trial of MoneyTime? Yes: a 30-day free trial.
What does MoneyTime run on? Web. It runs in the cloud.
Does MoneyTime offer a money-back guarantee? Yes: 60 days.
Who is MoneyTime built for? Small businesses, mid-market companies and enterprises (our editorial estimate).
MoneyTime pros and cons
- Where it wins
- Covers budgeting, credit, investing, and personal finance
- Combines lessons with a money-management game and graded assessments
- Includes progress reports, educator guides, and parent-child modules
- Where it doesn't
- No free plan is available
- Consumer pricing starts at $12.95 per child monthly
- Access is web-based rather than offered through native apps
MoneyTime fact sheet, pricing and score →
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