Moneyspire
Moneyspire: A broad cross-platform finance app with a high one-time price. Ranked #56 of 181 in Personal Finance Software by our editors (3.6/10); pricing: Paid; best for one-time-purchase cross-platform finance.
At a glance
- Editor score3.6 / 10
- PricingPaid
- Best forOne-time-purchase cross-platform finance
- Free planNo
- Paid from$99.99 one-time
- Net-worth trackingYes
- Founded2007 · Lakewood, California, United States
- Facts checked19 Sep 2026
Where it wins
- Covers bank, credit-card, cash, investment, asset and liability accounts
- Includes budgets, bill reminders, reconciliation and net-worth reporting
- Supports Windows, macOS, Linux, Chromebook, iOS and Android
Where it doesn't
- The $99.99 price is a substantial upfront cost
- Automatic downloads require the optional Moneyspire Connect service
- Mobile apps are companion applications for Moneyspire Desktop
Our verdict on Moneyspire
Moneyspire is personal finance software for individuals, families, small businesses and nonprofits. It brings account management, budgeting, bill reminders, transaction tracking, reconciliation and reporting into one system. Accounts can include bank, credit-card, cash, investment, asset and liability types, while budgets support weekly and monthly tracking. The product also includes mobile apps alongside desktop versions for Windows, macOS, Linux and Chromebook.
Pricing is straightforward: the New Moneyspire license costs $99.99 as a one-time purchase. The license is perpetual, includes Mac, Windows, Linux and Chromebook versions, and allows one personal license to be installed on household computers. Automatic transaction downloads are available through the optional Moneyspire Connect service. For users who prefer file-based workflows, Moneyspire supports manual imports from OFX, QFX, QIF, QBO, QMTF and CSV files, then exports data to QIF, CSV or spreadsheet formats and PDF. Moneyspire Cloud synchronizes information across computers and mobile devices.
Its main strength is breadth rather than a narrow budgeting focus. Alongside budgets and bill schedules, users get transaction search, categorization, tags, reconciliation and net-worth trend reporting. That makes Moneyspire a fit for households or organizations that want accounts, recurring bills, imports, downloads and reports in one cross-platform product. The trade-off is the upfront price and the separation between the desktop product and its companion mobile apps. Choose Moneyspire if a perpetual license and broad platform coverage matter more than minimizing initial cost; choose an alternative if you want a lower-cost entry point or a mobile-first finance experience.
Your product? Our editors can test Moneyspire in depth and publish a review, labelled as paid · from $149/mo →
Moneyspire pricing
All 1 Moneyspire plans and prices →
Moneyspire fact sheet
| Free plan | No |
|---|---|
| Paid from | $99.99 one-time |
| Budgeting tools | Yes |
| Bill tracking | Yes |
| Net-worth tracking | Yes |
| Account sync | Both |
| Report export | Yes |
| Mobile apps | Both |
| Deployment | Desktop, Mobile |
| Platforms | Windows, macOS, Linux, iOS, Android |
| Integrations | 2 integrations: Moneyspire Connect, Moneyspire Cloud |
| Pricing | Paid (source) |
| Website | moneyspire.com |
| Facts checked | 19 Sep 2026 |
Moneyspire integrations
Moneyspire lists 2 integrations on its own site.
- Moneyspire Connect
- Moneyspire Cloud
Alternatives to Moneyspire
- QuickenA mature all-around finance suite with broad tracking, reporting, and account-update tools.9.3
- SoFiA broad free toolkit for budgeting, account tracking, credit monitoring, and financial guidance.9.2
- GnuCashA capable free desktop ledger for detailed accounting, budgeting, and investments.9.1
See all Moneyspire alternatives →
Also Ranked In
Moneyspire is ranked in 2 of our directories.
Used Moneyspire? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Moneyspire for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Moneyspire is listed in our Personal Finance Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/moneyspire/"><img src="https://www.itechguides.com/best/badge/moneyspire.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update