Lumity
Lumity: A benefits platform and broker service for employee support, enrollment, and plan oversight. Ranked #22 of 49 in Benefits Administration Software by our editors (6.7/10); pricing: Pricing on request; best for employers wanting benefits advocacy and benchmarking.
At a glance
- Editor score6.7 / 10
- PricingPricing on request
- Best forEmployers wanting benefits advocacy and benchmarking
- Eligibility rulesYes
- Founded2020 · San Francisco, California, United States
- Facts checked21 Sep 2026
Where it wins
- Combines plan administration, enrollment, eligibility, and life-event handling
- Adds renewal benchmarking, carrier collaboration, EDI, and billing reconciliation
- Provides mobile advocacy, digital guides, ID cards, and year-round support
Where it doesn't
- Pricing uses a contact-sales model rather than published plans
- Web-only access may not suit teams seeking native desktop applications
- Brokerage services may not fit software-only benefits administration needs
Our verdict on Lumity
Lumity combines benefits administration with digital brokerage and employee support for growing companies. Employers can manage plan information, costs, eligibility, documents, enrollment activity, qualifying life events, carrier workflows, billing reconciliation, and compliance information through an online portal. Employees receive digital benefits guides, open enrollment education, mobile advocacy, electronic ID cards, provider lookups, and help with coverage and claims. Its supported plan types include medical, dental, vision, commuter, HSA, and FSA benefits.
For employers comparing plan value, Lumity gives benefits teams a broader view than enrollment administration alone. Health plan comparison and renewal benchmarking support plan reviews, while carrier collaboration, EDI feeds, and billing reconciliation address ongoing administration. Integrations cover payroll, HRIS, BenAdmin, HSA/FSA/commuter systems, applicant tracking systems, and Okta. The platform is web-based, so it fits organizations that want browser access across their benefits operations and employee support workflows.
Compliance and employee communication are central to the offering. Lumity includes eligibility rules, all enrollment events, qualifying life-event documentation and status handling, and ACA reporting support. Its compliance capabilities include Form 5500 and 1095 notices, alongside a benefits document and compliance information hub. Pricing follows a contact-sales model, and the product combines software with brokerage and benefits services. Lumity is a strong fit for growing employers that want benefits advocacy, renewal benchmarking, and coordinated administration; organizations seeking a standalone software product, published plan tiers, or a non-web platform may prefer a different approach.
Your product? Our editors can test Lumity in depth and publish a review, labelled as paid · from $149/mo →
Lumity pricing
Lumity fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Eligibility rules | Yes |
| Enrollment events | All |
| Plan types | medical, dental, vision, commuter, HSA, FSA |
| Payroll deductions | Not verified |
| Carrier connections | Not verified |
| COBRA administration | Not verified |
| ACA reporting | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web |
| Support | Email, Phone, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 6 integrations: payroll, HRIS, BenAdmin, HSA/FSA/commuter systems, applicant tracking systems, Okta |
| Pricing | Pricing on request |
| Website | lumity.com |
| Facts checked | 21 Sep 2026 |
Lumity integrations
Lumity lists 6 integrations on its own site.
- payroll
- HRIS
- BenAdmin
- HSA/FSA/commuter systems
- applicant tracking systems
- Okta
Alternatives to Lumity
- ADP Help Me ChooseA benefits enrollment tool that combines personalized recommendations with ADP administration workflows.9.3
- DarwinA strong fit for multinational benefits teams that need centralized control and insight.9.1
- Oracle BenefitsA core benefits administration module for organizations already using Oracle HCM.9.0
Also Ranked In
Lumity is ranked in 2 of our directories.
Used Lumity? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Lumity for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Lumity is listed in our Benefits Administration Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/lumity/"><img src="https://www.itechguides.com/best/badge/lumity.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update