Liquiditas
Liquiditas: Configurable platform for buyer- and supplier-led early-payment programmes. Ranked #12 of 27 in Supply Chain Finance Software by our editors (7.8/10); pricing: Pricing on request; best for mid-market teams needing several financing options.
At a glance
- Editor score7.8 / 10
- PricingPricing on request
- Best forMid-market teams needing several financing options
- Reverse factoringYes
- Facts checked14 Nov 2026
Where it wins
- Supports reverse factoring, dynamic discounting and receivables financing
- Combines invoice approval workflows with supplier onboarding and requests
- Offers ERP integrations and APIs for banking or lending systems
Where it doesn't
- Pricing is available through sales discussions rather than published plans
- Funding, credit policy and programme pricing remain with the operator
- The vendor says it plans to voluntarily surrender its Malta financial licence
Our verdict on Liquiditas
Liquiditas is configurable supply chain finance software for financial institutions launching programmes under their own brands and companies managing supplier early-payment programmes. Its mix of buyer-led and supplier-led financing options suits mid-market and enterprise teams that need more than one route to early payment. Buyers can approve invoices and set programme rules; suppliers can request early payment on approved invoices. Liquiditas provides the technology, while the institution or company operating a programme handles funding, credit policy and pricing.
The platform covers bank-funded reverse factoring, buyer-funded dynamic discounting and supplier-led receivables financing. Invoice approval workflows can include configurable approval steps, while supplier onboarding supports participation in programmes. Programme reporting and payment-status visibility help operators follow activity. ERP and plugin integrations connect programme workflows with business systems, and API integrations are available for core banking or lending systems. Multi-currency and multi-language support may be relevant to programmes operating across markets. This breadth is useful when a team wants several financing models in one platform; organizations seeking only a narrow invoice-approval tool may find the scope broader than needed.
Liquiditas is cloud-based and provides web access and an API. Role-based access controls and audit trails are among its workflow controls. The vendor says its hosting infrastructure provider holds ISO 27001 certification; this is not a certification claim about Liquiditas itself. The company also states it has notified Malta's MFSA of its intention to voluntarily surrender its Financial Institution licence, while saying its white-label and SaaS technology solutions continue. Pricing is handled through sales discussions, so buyers should discuss programme requirements and commercial terms directly. Consider Liquiditas when you need multiple financing models and integrations; teams that require a provider to supply funding or set credit policy should look to the programme operator for those functions.
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Liquiditas pricing
Liquiditas fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Dynamic discounting | Yes |
| Reverse factoring | Yes |
| Supplier finance | Yes |
| Early-payment programs | Yes |
| Supplier portal | Yes |
| Deployment | Cloud |
| Supplier limit | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | GDPR |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: ERP and accounting systems, Core banking or lending systems |
| Pricing | Pricing on request |
| Website | liquiditas.com |
| Facts checked | 14 Nov 2026 |
Liquiditas integrations
Liquiditas lists 2 integrations on its own site.
- ERP and accounting systems
- Core banking or lending systems
Alternatives to Liquiditas
- Citi Supplier FinanceA broad supplier-finance service spanning approved invoices, buyer cash and purchase orders.9.3
- HSBC Supply Chain FinanceA bank-provided finance programme combining supplier funding with buyer payables tools.9.2
- Emirates NBD smartSCFA cloud SCF service pairing ERP-connected payables with supplier onboarding and early payment.9.1
See all Liquiditas alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Nov 2026
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