Liberis
Liberis: A multi-product embedded lending platform with API and hosted journeys for partners. Ranked #13 of 33 in Embedded Lending Platforms by our editors (6.9/10); pricing: Pricing on request; best for large partners offering multiple financing products.
At a glance
- Editor score6.9 / 10
- PricingPricing on request
- Best forLarge partners offering multiple financing products
- Free planNo
- API accessYes
- Founded2007 · London, United Kingdom
- Facts checked28 Sep 2026
Where it wins
- API, file-transfer and hosted integration options
- Multiple financing products through one partner integration
- Real-time quotes, digital contracts and capital-account tools
Where it doesn't
- Platform pricing requires contacting Liberis sales
- Pay with Liberis funding is documented up to $10,000
- Designed for mid-market and enterprise partners, not direct borrowers
Our verdict on Liberis
Liberis provides embedded funding technology for payment providers, software platforms, marketplaces and neobanks serving small businesses. Partners can place working-capital loans, revenue-based cash advances, lines of credit, term loans and checkout finance inside their own customer experiences. The platform supports cloud or self-hosted deployment and is positioned for mid-market and enterprise organizations that need financing capabilities without creating separate product integrations.
Integration breadth is a central strength. Partners can connect through an API, file transfer or hosted user journeys, with embedded and white-label options for different customer-experience requirements. The API covers partner registration, capital-account provisioning, personalized offers, real-time quotes, advance applications, digital contract signing and account information. A capital dashboard adds balances, account activity and product-upgrade paths. This combination suits platforms that want to manage several financing products through one integration while retaining control over how funding appears to customers.
Liberis also supports cash-flow underwriting and documents same-day funding, while Pay with Liberis links automatic repayments to a fixed percentage of daily revenue. That repayment model may fit merchants whose collections fluctuate, but the published maximum for Pay with Liberis is $10,000 and may vary by partner program. Platform pricing is handled through sales rather than a public plan structure. Liberis is therefore a fit for established partners seeking a broad embedded-finance portfolio, API access and white-label journeys. Organizations wanting transparent self-serve pricing, a consumer-focused lending product or higher documented funding limits should evaluate alternatives.
Liberis pricing
Liberis fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Offer types | Not verified |
| API access | Yes |
| Underwriting method | Cash-flow |
| Funding speed | Same day |
| Maximum funding | 10000 $ |
| Repayment basis | Revenue share |
| Deployment | Cloud, Self-hosted |
| Platforms | Web |
| Built for | Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | liberis.com |
| Facts checked | 28 Sep 2026 |
Alternatives to Liberis
- Stripe CapitalA Stripe Connect financing layer with automated underwriting and revenue-based repayment.9.2
- PayPal Working CapitalFast, PayPal-linked working capital for small businesses that repay from sales.8.8
- Cashfree Embedded LendingConfigurable embedded lending journeys with APIs, UI components, and loan operations.8.7
See all Liberis alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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