KredX

At a glance

• Editor score
  6.1 / 10
• Pricing
  Pricing on request
• Best for
  Businesses using regulated TReDS or cross-border factoring
• Maximum advance rate
  90 %
• Founded
  2015 · Bangalore, India
• Facts checked
  29 Sep 2026

• Where it wins

  • RBI-licensed TReDS and IFSCA-licensed import-export factoring platforms
  • Investor network can fund invoices partially or wholly
  • Collateral-free financing with typical approval-to-funding time of 24–72 hours

• Where it doesn't

  • Pricing uses contact-sales quotes rather than published software plans
  • Discount rates vary by invoice and market conditions
  • Access is through a web platform with cloud deployment

Our verdict on KredX

KredX is a web-based invoice discounting and supply-chain finance platform from Minions Ventures Pvt Ltd. It is designed for businesses that sell to creditworthy or blue-chip companies and need short-term working capital against unpaid invoices. Users upload invoices, set a discount rate and receive invoice evaluation before participating investors or financiers fund the receivables. The offering covers small, mid-market and enterprise organizations, with short-term invoice tenures generally up to 90 days and collateral-free receivables financing.

KredX uses a contact-sales pricing model. Financing discount rates are market-driven and vary by invoice rather than following fixed software tiers. The workflow combines 360-degree invoice analysis, credit underwriting and data analytics with investor funding that may cover an invoice partially or wholly. Funding is typically completed within 24–72 hours after approval, while the listed advance rate is 90%. This structure suits suppliers seeking transaction-based financing, but buyers looking for predictable subscription pricing will need to evaluate financing terms directly for each receivable.

Regulatory and security positioning are central to the platform’s fit. KredX operates an RBI-licensed domestic TReDS factoring platform and an IFSCA-licensed import-export factoring platform, supporting both domestic and cross-border receivables finance. ISO 27001 compliance adds a stated information-security credential, and support is available through email, phone and documentation. Choose KredX when regulated TReDS access, import-export factoring or investor-backed invoice funding matches your cash-flow needs. Consider an alternative if your priority is a fixed-price software subscription, a broader application ecosystem or access beyond a web and cloud deployment.

KredX pricing

KredX fact sheet

Alternatives to KredX

• CSCommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
• HSHSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
• HTHSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7

See all KredX alternatives →

Featured on iTechGuides

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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026

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Last updated 29 Sep 2026 · How we research and update