Kredily review
A strong free HR and payroll option for Indian SMEs, with paid tiers for payouts and controls.
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Kredily is an HRMS and payroll platform for Indian businesses that want employee records, onboarding, attendance, leave, payroll and statutory calculations in one system. It is especially suited to solo operators and small to mid-market teams seeking a free starting point, while its mobile apps and employee self-service tools support distributed workforces. The platform covers payslips, performance reviews, feedback, OKR tracking, expenses and an AI payroll and HR copilot alongside core HR administration.
Pricing is the clearest differentiator. Free Forever costs ₹0 per month and includes payroll, HR, attendance, leave, PF, ESI, PT and TDS statutory calculations, employee self-service, the mobile app and web clock-in attendance. Payroll OS costs ₹1,249 per month and adds ICICI Bank and NEFT salary payouts, PF and ESI challans, Form 12BB, Form 16, analytics and reports. Professional costs ₹1,749 per month and adds unlimited leave, attendance and salary rules, selfie and GPS attendance, expense workflows and unlimited storage. Paid plans advertise coverage up to 25 employees, with additional per-employee charges beyond that. Enterprise adds exit settlements, multi-company support, dedicated support and custom modules.
Kredily’s functional breadth makes it a practical fit when HR administration and Indian payroll compliance need to sit together. Attendance can use web, GPS, selfie and face recognition, while onboarding includes document collection and payroll supports salary payouts and bank advice files. The main ecosystem constraint is its limited integration list: ICICI Bank and NEFT are the named options. Choose Kredily if free core HR and payroll matter most, or if you need a path to richer attendance, expense and payout workflows. Consider an alternative when broader integrations or a more specialized ecosystem are higher priorities.
Kredily pros and cons
- Where it wins
- Free Forever includes payroll, statutory calculations, attendance and leave
- Covers onboarding, performance, expenses, mobile access and AI payroll support
- Professional adds GPS, selfie attendance, salary rules and unlimited storage
- Where it doesn't
- Bank payout options are limited to ICICI Bank and NEFT
- Paid plans advertise coverage up to 25 employees before extra charges
- Enterprise adds dedicated support and custom modules without a listed price
Kredily fact sheet, pricing and score →
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