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Best KeyTotal AR Alternatives in 2026

#20 of 22 in AR Automation

The top KeyTotal AR alternatives are FIS GETPAID, Quadient AR Automation and Sage AR Automation: 15 AR automation our editors would look at instead of KeyTotal AR, in our ranking order.

7.0/10Editor score
KeyTotal AR7.0 Visit KeyBank

KeyTotal AR: KeyTotal AR automates invoice delivery, reminders, and online payment collection. Where it falls short: pricing requires contacting KeyBank.

Advertiser disclosure: iTechGuides is reader-supported. We may earn a commission when you click some links. How we rank.

  1. Best forEnterprises with complex collections and disputes

    FIS GETPAID combines collections, credit, disputes and cash application for finance teams.

    • Customer payment portal
    Pricing on request Our FIS GETPAID verdict → Visit FIS
    9.3/10★★★★★
    Visit FIS
  2. Best forMid-market and enterprise AR teams

    Cloud AR automation spanning invoice tracking, collections, payments and cash application.

    9.0/10★★★★☆
    Visit Quadient
  3. Best forTeams needing straightforward receivables tracking

    A focused cloud tool for invoice visibility, reminders, and digital receivables payments.

    Pricing on request Our Sage AR Automation verdict → Visit Sage
    8.8/10★★★★☆
    Visit Sage
  4. Best forMid-market and enterprise AR teams

    A broad cloud AR suite for teams coordinating credit, collections, payments and cash application.

    8.7/10★★★★☆
    Visit Esker
  5. Billtrust

    Best forMid-market and enterprise teams managing B2B receivables

    A broad B2B AR platform centered on buyer payments, invoice delivery, and collections.

    Pricing on request Our Billtrust verdict → Visit Billtrust
    8.6/10★★★★☆
    Visit Billtrust
  6. Sidetrade

    Best forEnterprise AI-driven collections operations

    An enterprise order-to-cash platform that applies AI to collections, disputes and cash application.

    Pricing on request Our Sidetrade verdict → Visit Sidetrade
    8.5/10★★★★☆
    Visit Sidetrade
  7. Best forLarge finance teams focused on cash application

    Automates payment-to-invoice matching for teams managing complex cash application.

    8.3/10★★★★☆
    Visit BlackLine
  8. Best forMid-market teams focused on cash application

    Focused cash application with ERP posting and detailed exception handling.

    8.1/10★★★★☆
    Visit Centime
  9. Best forFinance teams needing cloud FP&A across entities

    Broad FP&A capabilities for finance teams, but not an AR automation product.

    Pricing on request Our Epicor FP&A verdict → Visit Epicor
    7.9/10★★★★☆
    Visit Epicor
  10. SAP CPQ

    Best forMid-market and enterprise teams managing complex quotes

    SAP CPQ supports complex quoting, but it is not an AR automation product.

    Pricing on request Our SAP CPQ verdict → Visit SAP CPQ
    7.9/10★★★★☆
    Visit SAP CPQ
  11. Best forEnterprise teams needing broad AR automation

    Broad cloud AR automation for enterprise teams working across credit, collections and payments.

    • Cash application
    • Collections workflows
    • Automated reminders
    7.9/10★★★★☆
    Visit Serrala
  12. Best forSmall and mid-market teams automating AR

    A web-based AR tool that connects collections, payment matching and reconciliation.

    From $249/mo (annual) Our AccountsReceivable.ai verdict → Visit site
    7.8/10★★★★☆
    Visit site
  13. Best forMid-market and enterprise receivables teams

    A cloud AR suite spanning credit, collections, cash application, payments, and analytics.

    7.7/10★★★★☆
    Contact Emagia
  14. Invoiced

    Best forMid-market and enterprise AR teams

    A cloud AR platform for teams automating invoicing, reminders and payment collection.

    Pricing on request Our Invoiced verdict → Visit Invoiced
    7.6/10★★★★☆
    Visit Invoiced
  15. Upflow

    Best forSmall and mid-market teams needing simple AR

    A cloud AR tool for invoice tracking, automated reminders, and online collections.

    Pricing on request Our Upflow verdict → Visit Upflow
    7.5/10★★★★☆
    Visit Upflow

KeyTotal AR Alternatives: Common Questions

What is the best alternative to KeyTotal AR?

FIS GETPAID: #1 in our AR Automation ranking, with an editor score of 9.3 out of 10. FIS GETPAID combines collections, credit, disputes and cash application for finance teams.

KeyTotal AR vs Each Alternative

#ToolFree planPaid fromInvoice volumeAutomated remindersCash applicationCollections workflowsScore
20KeyTotal ARNo——Yes——7.0
1FIS GETPAID——————9.3
2Quadient AR Automation——————9.0
3Sage AR Automation——————8.8
4Esker Accounts ReceivableNo—————8.7
5Billtrust——————8.6
6SidetradeNo—————8.5
7BlackLine Cash Application——————8.3
8Centime Cash ApplicationNo—————8.1
9Epicor FP&A——————7.9
10SAP CPQNo—————7.9
11Serrala Accounts Receivable———YesYesYes7.9
12AccountsReceivable.aiNo$249/mo————7.8
13Emagia Receivables Management——————7.7
14Invoiced——————7.6
15Upflow——————7.5

Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Last updated · How we research and update