Kaspi.kz
Kaspi.kz: A free mobile wallet for bills, QR purchases, transfers and everyday account control. Ranked #10 of 89 in Mobile Payment Apps by our editors (8.4/10); pricing: Free plan; best for kazakhstan users needing all-in-one payments.
At a glance
- Editor score8.4 / 10
- PricingFree plan
- Best forKazakhstan users needing all-in-one payments
- Free planYes
- Paid fromFree
- In-store paymentsYes
- Facts checked25 Oct 2026
Where it wins
- Free app covering bills, QR payments, transfers and account tools
- Transfers reach Kaspi customers and cards from other banks internationally
- Statements, history, card controls and nearby locations in one app
Where it doesn't
- Mobile-only access through iOS and Android
- QR payments are limited to participating Kaspi partner merchants
- Transaction fees may vary by transfer type
Our verdict on Kaspi.kz
Kaspi.kz brings everyday payments and personal-finance controls into a consumer mobile app. It is aimed at people who want to pay household bills, send money, monitor account activity and manage card security from one place. Users can transfer funds between their own accounts, send money to other Kaspi customers, or move money to cards issued by other banks, including internationally. The app also covers payment history, statements and location finding for partner merchants, ATMs and Kaspi locations.
Platform fit is straightforward: the published help pages list iOS and Android, and the product is deployed on mobile. Its ecosystem extends beyond transfers and bill pay, with QR payments at participating Kaspi merchants and access to shopping, travel and government services. Nearby-merchant and ATM discovery can support in-person use, while account information, statements and history provide a record of activity. Support channels include chat, phone and documentation, giving users several routes for help.
The app’s main strength is breadth within a single consumer wallet: bills, QR purchases, peer transfers, interbank card transfers, international transfers and card blocking or unblocking sit alongside account records. The app itself is free, although transaction fees may vary by transfer type. Its mobile-only design and Kaspi-partner scope for QR payments make it less suitable for users who need a desktop workflow or broad merchant-network independence. Choose Kaspi.kz for consolidated mobile payments and personal-finance access; consider another service when web access or a different merchant and transfer ecosystem is essential.
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Kaspi.kz pricing
Kaspi.kz fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Free |
| In-store payments | Yes |
| Peer transfers | Yes |
| Bill payment | Yes |
| QR payments | Yes |
| International transfers | Yes |
| Mobile platforms | Both |
| Deployment | Mobile |
| Platforms | iOS, Android |
| Support | Live chat, Phone, Docs |
| Built for | Solo (editorial estimate) |
| Pricing | Free plan |
| Website | kaspi.kz |
| Facts checked | 25 Oct 2026 |
Alternatives to Kaspi.kz
- PhonePeA free iOS and Android app for everyday UPI transfers, QR payments and bills.9.4
- Apple PayA no-cost payment service for Apple devices, with checkout availability depending on merchant and region.9.2
- Weixin PayA free mobile wallet for QR, merchant and supported cross-border payments.9.1
See all Kaspi.kz alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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