InvoiceInterchange
InvoiceInterchange: InvoiceInterchange funds selected invoices or whole ledgers, with investor bidding and Xero integration. Ranked #8 of 29 in Invoice Financing Software by our editors (6.6/10); pricing: Paid; best for businesses seeking selective or whole-ledger invoice funding.
At a glance
- Editor score6.6 / 10
- PricingPaid
- Best forBusinesses seeking selective or whole-ledger invoice funding
- Free planNo
- Maximum advance rate90 %
- Facts checked29 Sep 2026
Where it wins
- Funds single invoices, multiple invoices, contracts or whole ledgers
- Offers investor bidding with advances up to 90% less fees
- Pay-as-you-go model has no lock-in contract and supports Xero
Where it doesn't
- Funding is limited to web access and Xero integration
- Advances and timing depend on conditions and debtor quality
- Factoring is offered with recourse terms
Our verdict on InvoiceInterchange
InvoiceInterchange is a cloud-based invoice-finance platform for Australian businesses that want to convert unpaid commercial or government invoices into working capital. Businesses can upload one invoice or several, then seek funding through investor bidding and an auction-based process. The service is aimed at established companies selling to creditworthy customers, with options for selective invoice funding, contract finance and whole-ledger finance.
The published pricing information describes average transaction and investor fees rather than a software subscription. Actual fees vary with funding volume and debtor quality. Funding is pay as you go, with no lock-in contract. The platform can advance up to 90% of an invoice value less fees, and describes same-day or 24-hour advances subject to conditions. A minimum invoice amount of 10,000 applies. These options suit companies that want to choose which receivables to finance instead of committing an entire ledger.
Xero integration imports invoice data and posts financing transactions, giving Xero users a direct accounting connection. Non-disclosed facility options are available for businesses that want to retain customer relationships. Support channels include email, phone, chat and documentation. InvoiceInterchange is a focused choice for small and mid-market Australian firms that value selective access to factoring and multiple funding structures. Businesses seeking broader accounting integrations, a non-recourse structure or software beyond invoice finance should consider alternatives with those capabilities.
InvoiceInterchange pricing
InvoiceInterchange fact sheet
| Free plan | No |
|---|---|
| Paid from | Not verified |
| Maximum advance rate | 90 % |
| Funding speed | Same_day |
| Financing model | Factoring |
| Recourse terms | With_recourse |
| Fee structure | Percentage |
| Minimum invoice amount | 10000 $ |
| Accounting integrations | Xero |
| Deployment | Cloud |
| Platforms | Web |
| Support | Email, Phone, Live chat, Docs |
| Built for | Small business, Mid-market (editorial estimate) |
| Integrations | 1 integrations: Xero See all → |
| Pricing | Paid (source) |
| Website | invoiceinterchange.com.au |
| Facts checked | 29 Sep 2026 |
InvoiceInterchange integrations
InvoiceInterchange lists 1 integrations on its own site.
- Xero
See all InvoiceInterchange integrations →
Alternatives to InvoiceInterchange
- CommBank Stream Working CapitalA bank lending facility that turns eligible unpaid invoices into working capital.9.0
- HSBC Supply Chain FinanceA buyer-led financing programme for larger supply chains, not a self-serve receivables tool.8.2
- HSBC TradeCashSelective, multi-currency invoice financing for eligible HSBC Australia customers.7.7
See all InvoiceInterchange alternatives →
InvoiceInterchange vs the competition
- InvoiceInterchange vs CommBank Stream Working Capital
- InvoiceInterchange vs HSBC Supply Chain Finance
- InvoiceInterchange vs HSBC TradeCash
- InvoiceInterchange vs FundThrough
- InvoiceInterchange vs Fundbox Invoice Financing
- InvoiceInterchange vs Factris
Compare InvoiceInterchange with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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