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HMRC Income Tax Estimate

Free#6 of 30 in Tax Calculators

HMRC Income Tax Estimate: A free HMRC estimator for employment tax and take-home pay. Ranked #6 of 30 in Tax Calculators by our editors (8.4/10); pricing: Free plan; best for UK employees estimating tax and take-home pay.

8.4/10Editor score

Visit HMRC

HMRC Income Tax Estimate8.4 Visit HMRC

At a glance

Editor score
8.4 / 10
Pricing
Free plan
Best for
UK employees estimating tax and take-home pay
Free plan
Yes
Paid from
None
Calculator types
Income Tax and National Insurance estimate; take-home pay estimate
Facts checked
5 Oct 2026

Where it wins
- Estimates Income Tax, National Insurance and take-home pay
- Includes pension contributions and student loan repayments
- Available on web, iOS and Android
Where it doesn't
- Designed for employment income rather than all income types
- State benefits as the only income are not supported
- Multiple jobs require a separate estimate for each job

Our verdict on HMRC Income Tax Estimate

HMRC Income Tax Estimate is a free calculator for employees who pay tax through an employer. It estimates Income Tax and National Insurance for the current UK tax year, then shows estimated take-home pay. Employees can include pension contributions and student loan repayments. It is available on web, iOS and Android, making it suited to people who want an estimate of employment pay rather than a broader view of their finances.

The calculator focuses on employment income: it does not estimate tax when state benefits are the only income. People registered for Self Assessment are directed to a separate calculator. The published service description also advises estimating each job separately, so users with multiple jobs should treat it as a per-job tool rather than a single combined calculation. That narrow scope makes it a practical fit for straightforward employee estimates, but less suitable when income comes from other sources or requires a different tax calculation.

There is no charge to use the service. Its key estimates cover Income Tax, National Insurance and take-home pay, with options to account for pension contributions and student loan repayments. HMRC provides access through its website and app; the service is also listed for iOS and Android. Choose it for a free, focused estimate of UK employment pay and deductions. If state benefits are the only income, or a Self Assessment calculation is needed, use the separate route HMRC identifies instead.

HMRC Income Tax Estimate pricing

Plans Free planFree Free to use — no paid tier required for the core job.

See plans on gov.uk

HMRC Income Tax Estimate fact sheet

Free plan	Yes
Paid from	None
Calculator types	Income Tax and National Insurance estimate; take-home pay estimate
Tax jurisdictions	Multiple
Income sources	Employment income; does not estimate when state benefits are the only income
Filing statuses	Not verified
Tax years	2026–2027
Platforms	web; iOS; Android
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Support	Docs
Built for	Solo (editorial estimate)
Pricing	Free plan
Website	gov.uk
Facts checked	5 Oct 2026

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 5 Oct 2026 · How we research and update