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Goodbudget

Freemium#83 of 181 in Personal Finance SoftwareBudgeting And Expense Tracking

Goodbudget: A shared envelope budget with a useful free tier and paid bank synchronization. Ranked #83 of 181 in Personal Finance Software by our editors (3.0/10); pricing: Free plan; best for shared envelope budgeting.

3.0/10Editor score

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At a glance

Editor score
3.0 / 10
Pricing
Free plan
Best for
Shared envelope budgeting
Free plan
Yes
Paid from
$10/mo
Net-worth tracking
No
Founded
2009 · San Francisco, California, United States
Facts checked
19 Sep 2026

Where it wins
- Shared household budgets across web, iOS, and Android
- Free plan includes 10 regular and 10 additional envelopes
- Premium adds automatic sync for connected US bank accounts
Where it doesn't
- Automatic bank sync is limited to connected US bank accounts
- Free plan is limited to one account, two devices, and one year of history
- Net Total excludes off-budget Debt Accounts

Our verdict on Goodbudget

Goodbudget is personal finance software built around the envelope budgeting method. It suits individuals and households that want to allocate money to virtual envelopes, record transactions, schedule recurring expenses, track account balances and debts, and synchronize a shared household budget across supported devices. The product is available on the web, iOS, and Android, with manual bank-file imports for QFX, OFX, and CSV files and CSV export for transaction history.

The free plan is designed for a limited but functional budgeting setup. It includes 10 regular envelopes, 10 additional envelopes, one account, two devices, and one year of history, and is offered as Free forever. The Premium plan costs $10 per month and adds automatic bank synchronization for US banks, unlimited envelopes, unlimited accounts, five devices, seven years of history, and debt tracking. That structure makes the free version suitable for a smaller household budget, while Premium is the relevant choice for broader account coverage, longer history, or connected US banking.

Goodbudget’s platform fit is broad within personal finance: households can work from the web, iPhone, and Android, while Plaid supports the automatic bank-sync connection. Its tools also include scheduled recurring expenses and transactions, debt-payoff tracking, and a Net Total calculation from tracked account balances. The product remains focused on envelope budgeting rather than comprehensive net-worth tracking; its documented Net Total calculation excludes off-budget Debt Accounts. Choose Goodbudget if shared envelope allocation and cross-device access are central requirements. Consider another option if you need automatic synchronization beyond connected US banks or a net-worth view that includes off-budget debt accounts.

Your product? Our editors can test Goodbudget in depth and publish a review, labelled as paid · from $149/mo →

Goodbudget pricing

Plans Free planFreemium A usable free plan; paid tiers unlock the limits above. Prices checked 19 Sep 2026.

See plans on goodbudget.com

All 2 Goodbudget plans and prices →

Goodbudget fact sheet

Free plan	Yes
Paid from	$10/mo
Budgeting tools	Yes
Bill tracking	Yes
Net-worth tracking	No
Account sync	Both
Report export	Yes
Mobile apps	Both
Deployment	Cloud, Mobile
Platforms	Web, iOS, Android
Integrations	1 integrations: Plaid
Pricing	Free plan (source)
Website	goodbudget.com
Facts checked	19 Sep 2026

Goodbudget integrations

Goodbudget lists 1 integrations on its own site.

Plaid

Alternatives to Goodbudget

See all Goodbudget alternatives →

Also Ranked In

Goodbudget is ranked in 2 of our directories.

#10Budgeting And Expense Tracking29 tools ranked

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Featured on iTechGuides

Goodbudget is listed in our Personal Finance Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update