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GoACH

Paid#9 of 21 in ACH Payment Processing Software

GoACH: A focused ACH processor for NACHA batches, recurring payments, and SEC-code workflows. Ranked #9 of 21 in ACH Payment Processing Software by our editors (7.9/10); pricing: Pricing on request; best for operators needing NACHA batch and SEC-code support.

7.9/10Editor score

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At a glance

Editor score
7.9 / 10
Pricing
Pricing on request
Best for
Operators needing NACHA batch and SEC-code support
Recurring ACH payments
Yes
Facts checked
20 Sep 2026

Where it wins
- Supports one-time, recurring, debit, and credit ACH transactions
- Accepts NACHA-formatted batch uploads and supports same-day ACH
- Includes REST API, return monitoring, reporting, and multiple SEC codes
Where it doesn't
- Custom pricing depends on industry, volume, and risk profile
- Its focus is ACH processing rather than broader payment methods
- Advanced workflows may require API or batch-file implementation

Our verdict on GoACH

GoACH is an ACH payment processor for high-risk and specialty businesses, including merchant cash advance, credit repair, debt settlement, collections, and insurance premium finance companies. Its browser-based terminal supports one-time and recurring ACH debits and credits, while the REST API supports automated origination and reporting. Operators can also work with NACHA-formatted batch files, same-day ACH processing, and ACH recurrence scheduling. The product is operated by Unity FI Solutions LLC and is headquartered in Charlotte, North Carolina.

For payment operations, GoACH covers the core lifecycle beyond transaction initiation. Real-time return and notification-of-change monitoring can help teams track exceptions, while ACH transaction and settlement reporting supports operational review. Support for CCD, PPD, WEB, and TEL SEC codes gives the platform a fit for varied authorization and transaction contexts. The browser terminal provides an operational interface, while API access and webhook support can accommodate automated workflows and system-to-system notifications.

Pricing is handled through a custom quote, with the published approach tying exact costs to industry, volume, and risk profile. That structure suits businesses whose ACH requirements need an individual assessment, but it gives buyers less immediate plan-level clarity. GoACH is a strong fit for operators that need batch processing, recurring ACH, same-day ACH, return monitoring, and SEC-code coverage in one focused product. Businesses seeking a broader payments platform or a simple self-serve purchase path should compare alternatives before choosing it.

Your product? Our editors can test GoACH in depth and publish a review, labelled as paid · from $149/mo →

GoACH pricing

Plans Pricing on requestPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on goach.com

GoACH fact sheet

Free plan	Not verified
Paid from	Not verified
Recurring ACH payments	Yes
ACH credit support	Yes
Same-day ACH	Yes
Payment links	Not verified
API access	Yes
Webhook support	Yes
ACH transaction limit	Not verified
Deployment	Cloud, Browser extension
Platforms	Web
Compliance & security	SSO/SAML, 2FA
Support	Email, Phone
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Pricing	Pricing on request (source)
Website	goach.com
Facts checked	20 Sep 2026

Alternatives to GoACH

See all GoACH alternatives →

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Featured on iTechGuides

GoACH is listed in our ACH Payment Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.

Last updated 7 Oct 2026 · How we research and update