Frappe Lending
Frappe Lending: Broad lending coverage with free self-hosting and cloud hosting from $5 per month. Ranked #1 of 30 in Loan Management Software by our editors (9.4/10); pricing: Free plan · 14-day trial; best for broad lending teams seeking low-cost flexibility.
At a glance
- Editor score9.4 / 10
- PricingFree plan · 14-day trial
- Best forBroad lending teams seeking low-cost flexibility
- Free planYes
- Paid from$5/mo
- Facts checked22 Sep 2026
Where it wins
- Covers origination, servicing, collections, collateral, and accounting
- Supports flexible repayment schedules, interest rules, fees, and penalties
- Free self-hosting plus managed cloud deployment options
Where it doesn't
- Self-hosting requires deployment on your own server
- The $5/month cloud plan supports a single site on shared servers
- Listed integrations center on ERPNext and the Frappe Framework REST API
Our verdict on Frappe Lending
Frappe Lending is an open-source loan management system built on ERPNext and the Frappe Framework. It is designed for financial institutions, non-bank financial companies, fintech lenders, and other lending businesses managing loans across their full lifecycle. Teams can configure loan products with interest structures, terms, fees, and repayment options, then handle origination, account creation, disbursement, servicing, collections, settlements, write-offs, and refunds in one system. Supported lending use cases include home loans, business credit, consumer loans, term loans, and lines of credit.
Pricing is structured around deployment rather than separate per-user license fees. The Self-host plan is free, deploys on your own server, and is GPL-3.0 licensed. Frappe Cloud Sites starts at $5 per month for a single site on shared servers, with managed upgrades and backups. Frappe Cloud Servers - Hetzner costs $20 per month for a virtual machine supporting multiple sites and benches, with shared or dedicated instances and unified or separate app and database options. Frappe Cloud Servers - Dedicated costs $60 per month and adds dedicated server isolation, snapshots, autoscaling, and global data centre locations. A 14-day free trial is also available.
Its strongest fit is breadth: repayment schedules can run monthly, weekly, quarterly, as lump sums, or through lines of credit, while the system also covers interest accruals, payment allocation, penalties, collateral valuation, DPD and NPA classifications, taxation, co-lending, loan transfers, and credit bureau file generation. ERPNext integration and the Frappe Framework REST API support broader operational workflows. Choose Frappe Lending when flexible deployment and wide lending coverage matter more than a narrow, turnkey borrower experience. Teams wanting a hosted single-site setup can start affordably, while organizations needing more control can select self-hosting or dedicated infrastructure.
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Frappe Lending pricing
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Frappe Lending fact sheet
| Free plan | Yes |
|---|---|
| Paid from | $5/mo |
| Deployment | Both |
| Interest calculation | Both |
| Payment scheduling | Yes |
| Borrower portal | Not verified |
| API access | Yes |
| Loan types supported | home loans; business credit; consumer loans; term loans; line of credit |
| Free trial | 14 days |
| Deployment | Cloud, Self-hosted |
| Platforms | Web |
| Support | Tickets, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 2 integrations: ERPNext, Frappe Framework REST API |
| Pricing | Free plan · 14-day trial (source) |
| Website | frappe.io |
| Facts checked | 22 Sep 2026 |
Frappe Lending integrations
Frappe Lending lists 2 integrations on its own site.
- ERPNext
- Frappe Framework REST API
Alternatives to Frappe Lending
- Apache FineractA mature open-source foundation for configurable lending and core banking workflows.9.2
- AFSVisionA broad commercial lending system for institutions managing complex loan portfolios.9.1
- CanopyA configurable cloud platform for lenders that need servicing, portals, APIs, and integrations.9.0
See all Frappe Lending alternatives →
Frappe Lending vs the competition
- Frappe Lending vs Apache Fineract
- Frappe Lending vs AFSVision
- Frappe Lending vs Canopy
- Frappe Lending vs TurnKey Lender
- Frappe Lending vs HES LoanBox
- Frappe Lending vs Finastra Loan IQ
Compare Frappe Lending with any tool side by side →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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