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First ACH API

Paid#14 of 21 in ACH Payment Processing Software

First ACH API: A focused ACH gateway API for teams adding payments to existing software. Ranked #14 of 21 in ACH Payment Processing Software by our editors (7.3/10); pricing: Pricing on request · 30-day trial; best for teams wanting a straightforward ACH gateway API.

7.3/10Editor score

Visit First ACH

First ACH API7.3 Visit First ACH

At a glance

Editor score
7.3 / 10
Pricing
Pricing on request · 30-day trial
Best for
Teams wanting a straightforward ACH gateway API
Recurring ACH payments
Yes
Facts checked
20 Sep 2026

Where it wins
- Supports ACH submission, status updates, and payment monitoring
- Includes recurring billing, online forms, and batch payment uploads
- Adds customer management and real-time payment reporting
Where it doesn't
- Pricing uses custom quotes rather than published plan prices
- Best suited to teams with software or databases to connect
- Focuses on ACH processing rather than AI-powered features

Our verdict on First ACH API

First ACH API connects a company’s proprietary software, website, or account database to the First ACH payment gateway. It is designed for businesses integrating ACH payments into existing systems, merchants accepting payments inside their own software or website, and companies that need custom payment workflows. The API supports transaction submission, transaction-status updates, customer-initiated payments, recurring ACH billing, and ACH credit payments. Web access is also available for businesses that need browser-based processing alongside API connectivity.

The product’s strongest case is breadth within an ACH-focused workflow. Teams can combine gateway integration with online payment forms, batch payment upload, customer management, and real-time payment reporting. That makes First ACH API suitable for organizations that want to support both embedded payments and operational tools around those payments, rather than handling transaction submission alone. Its recurring billing capability is particularly relevant for businesses collecting scheduled ACH payments, while monitoring and reporting support ongoing payment administration.

Pricing is structured around a 30-day risk-free trial and custom-quote purchasing, so it fits buyers prepared to discuss requirements directly rather than select from published tiers. The main trade-off is its integration-led design: businesses without an existing software environment, website, or account database may find a simpler standalone ACH processor more appropriate. Choose First ACH API when API access, recurring payments, custom workflows, and supporting web tools are central requirements. Look elsewhere if the priority is transparent plan pricing or a product centered on AI features.

Your product? Our editors can test First ACH API in depth and publish a review, labelled as paid · from $149/mo →

First ACH API pricing

Plans Pricing on request · 30-day trialPaid No free plan — trial or paid only. Prices checked 20 Sep 2026.

See plans on firstach.com

First ACH API fact sheet

Free plan	Not verified
Paid from	Not verified
Recurring ACH payments	Yes
ACH credit support	Yes
Same-day ACH	Not verified
Payment links	Not verified
API access	Yes
Webhook support	Not verified
ACH transaction limit	Not verified
Free trial	30 days
Deployment	Cloud
Platforms	Web
Support	Email, Phone, Tickets
Built for	Small business, Mid-market, Enterprise (editorial estimate)
Pricing	Pricing on request · 30-day trial (source)
Website	firstach.com
Facts checked	20 Sep 2026

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Featured on iTechGuides

First ACH API is listed in our ACH Payment Processing Software directory. Add the badge to your site — it links back to this page.

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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026

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Last updated 7 Oct 2026 · How we research and update