Fintoc
Fintoc: A Chile-focused API platform for account data, transfers, reconciliation, and recurring collections. Ranked #34 of 71 in Bank Connectivity Software by our editors (5.9/10); pricing: Free plan · pricing on request; best for chilean account and payment workflows.
At a glance
- Editor score5.9 / 10
- PricingFree plan · pricing on request
- Best forChilean account and payment workflows
- Free planYes
- Supported data typesbalances; movements; historical statements; provisional statements; transfer statements; tax invoices; tax statements; tax returns
- Founded2020 · Santiago, Chile
- Facts checked20 Sep 2026
Where it wins
- Free plan includes aggregation, transfers, reconciliation, webhooks, and sandbox testing
- APIs retrieve balances, transactions, and selected account statements
- Integrates with Shopify, Magento, VTEX, ERP, CRM, Node.js, Python, and Ruby
Where it doesn't
- Paid access uses contact-sales pricing
- Bank-movement features focus on supported Chilean banks
- Free developer access covers up to five personal-user bank accounts
Our verdict on Fintoc
Fintoc provides banking and payment infrastructure for businesses in Latin America, with web and API access. It is aimed at teams that need to connect bank accounts, retrieve balances and movements, initiate bank-transfer payments, reconcile transactions, or manage recurring collections. Its business-account capabilities also support programmable payment flows, while the Movements module covers balances, transactions, historical and provisional statements, transfer statements, tax invoices, tax statements, and tax returns. Connections can use bank credentials or SII credentials, with on-demand refreshes.
The free plan gives developers access to account and movement aggregation, payment initiation, reconciliation, recurring payment plans, collection retries, webhooks, and a sandbox environment. Fintoc’s terms state that developers can link up to five personal-user bank accounts at no cost, while access beyond that limit is quoted. Businesses evaluating paid usage should therefore expect a contact-sales purchasing process rather than a self-serve plan comparison. Integrations span commerce platforms such as Shopify, Magento, and VTEX, plus ERP and CRM systems and development support for Node.js, Python, and Ruby.
Fintoc’s main strength is breadth within account-connected payment workflows: one platform combines data retrieval, transfer payments, reporting, recurring collections, and programmable business accounts. Webhooks for movement changes and sandbox testing are useful for teams building event-driven financial workflows. The fit is strongest for businesses operating around supported Chilean banks and needing API-based connectivity. Companies seeking a broader banking footprint, a published tiered price list, or workflows outside this Chile-centered scope should consider alternatives designed for those requirements.
Your product? Our editors can test Fintoc in depth and publish a review, labelled as paid · from $99/mo →
Fintoc pricing
Fintoc fact sheet
| Free plan | Yes |
|---|---|
| Paid from | Not verified |
| Bank/institution count | Not verified |
| Supported data types | balances; movements; historical statements; provisional statements; transfer statements; tax invoices; tax statements; tax returns |
| Connection methods | bank credentials; SII credentials |
| Refresh frequency | On_demand |
| Statement formats | Not verified |
| Multi-entity support | Not verified |
| Deployment | Cloud |
| Platforms | Web |
| Compliance & security | ISO 27001, PCI DSS |
| Support | Live chat, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 8 integrations: Shopify, Magento, VTEX, ERP systems, CRM systems, Node.js … |
| Pricing | Free plan · pricing on request |
| Website | fintoc.com |
| Facts checked | 20 Sep 2026 |
Fintoc integrations
Fintoc lists 8 integrations on its own site.
- Shopify
- Magento
- VTEX
- ERP systems
- CRM systems
- Node.js
- Python
- Ruby
Alternatives to Fintoc
- Envestnet | YodleeA broad connectivity platform with free sandbox access and extensive financial data coverage.9.4
- PlaidFull-featured account connectivity with multiple connection methods and financial data types.9.3
- Ripple TreasuryA broad enterprise treasury system linking global banks, finance platforms, and payment workflows.9.2
Used Fintoc? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Fintoc for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Fintoc is listed in our Bank Connectivity Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/fintoc/"><img src="https://www.itechguides.com/best/badge/fintoc.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update