finmid
finmid: Pre-approved business financing embedded through iframe or API. Ranked #18 of 33 in Embedded Lending Platforms by our editors (6.4/10); pricing: Pricing on request; best for platforms embedding pre-approved business funding offers.
At a glance
- Editor score6.4 / 10
- PricingPricing on request
- Best forPlatforms embedding pre-approved business funding offers
- API accessYes
- Founded2021 · Berlin, Germany
- Facts checked28 Sep 2026
Where it wins
- Pre-approved cash advances and term or business loan offers
- Iframe and REST API integrations with sandbox and live environments
- White-label experience with flexible repayment collection workflows
Where it doesn't
- Purchase starts with a sales conversation
- Cloud deployment only
- No open-source edition
Our verdict on finmid
finmid provides embedded lending infrastructure for software platforms serving business customers, including marketplaces and vertical SaaS providers. Its Capital offering includes pre-approved merchant cash advances, term loans and business loans. Offers are generated from platform-shared business and sales-performance data. finmid says it handles underwriting, licensing and collections, while authorised and regulated partners provide regulated lending services. The service is delivered through web and API channels in a cloud deployment.
Integration options are central to the product. Platforms can present financing through an embedded iframe or connect with finmid's REST API, which includes sandbox and live environments. Documented workflows support sharing business and payment information, plus funding and payment reporting. A white-label financing experience keeps the offer interface aligned with the platform's product. Repayment can be collected through sales statements, platform-reported payments or direct debit, giving platforms several ways to connect repayment with their existing payment flows.
finmid uses a contact-sales pricing model, so teams begin with a demo or sales discussion. The company lists support for small, mid-market and enterprise platforms, but the cloud-only deployment and closed-source model make it a fit for organizations seeking managed infrastructure rather than a self-hosted lending stack. Choose finmid when pre-approved financing, platform-based underwriting data and flexible repayment collection are priorities. Consider an alternative if you need an open-source deployment or a product designed for direct borrower use instead of embedded distribution through software platforms.
finmid pricing
finmid fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Offer types | Not verified |
| API access | Yes |
| Underwriting method | Platform sales |
| Funding speed | Not verified |
| Maximum funding | Not verified |
| Repayment basis | Revenue share |
| Deployment | Cloud |
| Platforms | Web |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | finmid.com |
| Facts checked | 28 Sep 2026 |
Alternatives to finmid
- Stripe CapitalA Stripe Connect financing layer with automated underwriting and revenue-based repayment.9.2
- PayPal Working CapitalFast, PayPal-linked working capital for small businesses that repay from sales.8.8
- Cashfree Embedded LendingConfigurable embedded lending journeys with APIs, UI components, and loan operations.8.7
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Featured on iTechGuides
finmid is listed in our Embedded Lending Platforms directory. Add the badge to your site — it links back to this page.
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Reviewed by iTechGuides Editors · Editorial team · Updated Sep 2026
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