Fininbox XS2A API
Fininbox XS2A API: A PSD2-focused API combining deep consent, historical data, verification and payment initiation. Ranked #18 of 50 in Banking APIs by our editors (7.4/10); pricing: Pricing on request; best for PSD2 data and payment initiation.
At a glance
- Editor score7.4 / 10
- PricingPricing on request
- Best forPSD2 data and payment initiation
- Transaction dataYes
- Founded2015 · Vilnius, Lithuania
- Facts checked20 Oct 2026
Where it wins
- Retrieves account, balance and transaction data older than 90 days
- Supports SCA consent flows and account-owner verification
- Initiates SEPA, instant, international, periodic and bulk payments
Where it doesn't
- Pricing requires contacting sales
- API-only delivery requires development resources
- Support is provided through documentation and email
Our verdict on Fininbox XS2A API
Fininbox XS2A API is a cloud-deployed REST/JSON open-banking interface for organizations building PSD2 account-information and payment-initiation services. Offered by Forbis, it targets small businesses, mid-market companies and enterprises that need a programmable connection to banking data and payment rails. Its design follows PSD2 and Berlin Group concepts, with a PSD2 sandbox and a health-check endpoint available for development and operational monitoring.
The published commercial model is contact-sales, so procurement starts with a conversation rather than a self-serve plan. The API’s feature set is broad for consent-driven banking workflows: OAuth2 access tokens secure requests, while consent management supports strong-customer-authentication authorization flows. Applications can retrieve accounts, balances and transaction history, including periods older than 90 days, and verify account owners with person or corporate identifiers. Payment services cover SEPA, SEPA Instant, international, periodic and bulk initiation, alongside payment-instrument information and funds confirmation.
Fininbox fits teams that want one API surface spanning data access, ownership checks and several payment types. REST/JSON delivery and cloud deployment suit products with an existing backend integration capability, while documentation and email are the stated support channels. ISO 27001 and GDPR are listed compliance properties. The trade-off is a developer-oriented experience: organizations seeking a packaged banking interface, extensive non-API tooling or a transparent self-service price may be better served by another option. Teams comfortable with sales-led purchasing and implementation work should find the combination of historical transactions, SCA consent and payment breadth particularly relevant.
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Fininbox XS2A API pricing
Fininbox XS2A API fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Transaction data | Yes |
| Bank identity checks | Yes |
| Account verification | Yes |
| Coverage scope | Not verified |
| Data refresh | Not verified |
| Webhooks | Not verified |
| Deployment | Cloud |
| Compliance & security | ISO 27001, GDPR |
| Support | Email, Docs |
| Built for | Small business, Mid-market, Enterprise (editorial estimate) |
| Pricing | Pricing on request |
| Website | fininbox.com |
| Facts checked | 20 Oct 2026 |
Alternatives to Fininbox XS2A API
- PlaidA broad banking connectivity platform spanning accounts, transactions, investments, and liabilities.9.4
- Envestnet | YodleeEnterprise-focused APIs for aggregating, enriching, verifying, and refreshing financial-account data.9.2
- GoCardless Bank Account DataEuropean account data API with PSD2 connectivity and up to 24 months of history.9.0
See all Fininbox XS2A API alternatives →
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Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
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