Factor4
Factor4: A multi-location gift card and loyalty platform with broad redemption and POS coverage. Ranked #1 of 40 in Restaurant Gift Card Software by our editors (9.4/10); pricing: Pricing on request; best for multi-location restaurant gift-card programs.
At a glance
- Editor score9.4 / 10
- PricingPricing on request
- Best forMulti-location restaurant gift-card programs
- Card formatsBoth
- Facts checked21 Sep 2026
Where it wins
- Physical and digital cards share a real-time balance.
- Supports POS, online, mobile, and browser-based redemption.
- Pooling, settlement, loyalty, and reporting support multi-location programs.
Where it doesn't
- Pricing is quote-based rather than published as standard plans.
- The feature set may exceed the needs of a basic single-location program.
- A branded mobile app and loyalty tools are optional needs, not core gift-card essentials.
Our verdict on Factor4
Factor4 is gift card and loyalty software for restaurants, retailers, franchises, and other multi-location businesses. It combines physical and digital cards on a shared real-time balance, with sales and redemption across POS, online, mobile, and browser-based channels. Restaurants can also offer a hosted branded gift card storefront, bulk card issuance through spreadsheet upload, loyalty rewards based on points, visits, and spend, and a branded mobile app with Apple Wallet and Google Wallet passes. Kiosk and virtual terminal support broaden the ways customers can purchase or redeem cards.
Its strongest fit is an operation that needs one program across several locations and systems. Multi-location pooling and settlement reporting help coordinate funds between sites, while reporting covers gift card sales, liability, redemption, and location activity. The integration list includes Clover, Toast, Lightspeed, Shopify, Micros Simphony, Epos Now, Heartland, GoTab, Square, PAX, Verifone, Dejavoo, Datacap, BridgePay, and Monetra. RewardOS developer API access also gives organizations a route to connect custom applications or workflows.
Pricing is contact-sales and depends on factors such as location count, channel mix, physical or digital cards, loyalty or mobile app requirements, and POS integration. That approach suits restaurant groups with varied requirements, but it makes direct plan-by-plan comparison less straightforward. Factor4 is a strong candidate for multi-location brands that need gift cards, loyalty, wallets, settlement, and reporting in one program. A smaller restaurant seeking only a simple gift card tool may prefer a narrower product with fewer operational features.
Your product? Our editors can test Factor4 in depth and publish a review, labelled as paid · from $149/mo →
Factor4 pricing
Factor4 fact sheet
| Free plan | Not verified |
|---|---|
| Paid from | Not verified |
| Card formats | Both |
| Sales channels | Both |
| POS integration | Yes |
| Multi-location support | Yes |
| Location limit | Not verified |
| Gift card reporting | Yes |
| Deployment | Cloud, Mobile |
| Platforms | Web, iOS, Android |
| Support | Email, Phone, Docs |
| Built for | Solo, Small business, Mid-market, Enterprise (editorial estimate) |
| Integrations | 197+ integrations: Clover, Toast, Lightspeed, Shopify, Micros Simphony, Epos Now … See all → |
| Pricing | Pricing on request |
| Website | factor4giftcard.com |
| Facts checked | 21 Sep 2026 |
Factor4 integrations
Factor4 lists 197+ integrations on its own site — the 16 named here are the ones its pages call out.
- Clover
- Toast
- Lightspeed
- Shopify
- Micros Simphony
- Epos Now
- Heartland
- GoTab
- Square
- PAX
- Verifone
- Dejavoo
- Datacap
- BridgePay
- Monetra
- TSYS
See all Factor4 integrations →
Alternatives to Factor4
- Gift Up!A flexible gift-card platform for restaurants selling across web, stores, and POS.9.2
- Voucher ConnectA broad restaurant voucher platform with flexible cards, redemption, reporting, and POS connections.9.1
- eCard SystemsA broad gift card platform for restaurants managing cards across locations and sales channels.9.0
See all Factor4 alternatives →
Factor4 vs the competition
- Factor4 vs Gift Up!
- Factor4 vs Voucher Connect
- Factor4 vs eCard Systems
- Factor4 vs Wrapped
- Factor4 vs VoucherCart
- Factor4 vs Valutec
Compare Factor4 with any tool side by side →
Used Factor4? Be the first to review it
The editor score above is our own research. What this page doesn't have yet is a reader's view — what you used Factor4 for, what worked and what didn't. No stars are seeded and no review is paid for; an editor reads every one before it appears.
Write a reviewTwo minutes · verified accounts only · read by an editor before it appears
Featured on iTechGuides
Factor4 is listed in our Restaurant Gift Card Software directory. Add the badge to your site — it links back to this page.
<a href="https://www.itechguides.com/products/factor4/"><img src="https://www.itechguides.com/best/badge/factor4.svg" alt="Featured on iTechGuides" width="230" height="46"></a>
Reviewed by iTechGuides Editors · Editorial team · Updated Oct 2026
Advertiser disclosure: iTechGuides is reader-supported. Vendors can pay for top positions in our rankings and for a place on other products' pages, and we may earn a commission when you click some links. Bought places stand at the number bought; this page and our disclosure say so. Paying vendors may get a fuller, more detailed review from our editors, and that review can change their score. How we rank.
Last updated · How we research and update